This home is in Beachwalk, St. Johns.

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Active Under Contract

Active Under Contract·60 days on market·Beachwalk

703 Rum Runner Way

St. Johns, FL 32259

$599,900$195/sqftEst. $3,193/moMLS# 2145385

Beds

Baths

3,083

Sq Ft

2019

Built

Garage

Pool

About this home

Beachwalk

SELLERS SAID SELL IT! NOW $599,900 | 3,000+ SF | $100K+ UPGRADES | GATED BEACHWALK LIVING Over 3,000 square feet and steps from the lagoon and amenities! CDD BOND PAID OFF! Experience resort-style living every day with the must see 14-acre Crystal Lagoon. Vacant and move-in ready, this beautifully upgraded Windscape model in gated Atlantica Isles offers luxury coastal living just steps from Beachwalk's incredible resort-style amenities. Perfectly positioned with easy walking distance to the lagoon, clubhouse, fitness center, playground, tennis courts, dog park, swim-up bar, restaurant, and year-round community events, this home combines elegance, convenience, and the unmatched Beachwalk lifestyle. Enjoy maintenance-free living with lawn care and exterior upkeep included. Built by Americrest Luxury Homes, the original developer of Beachwalk, and offered by the original owners, this impeccably maintained 4 Bed/3 Bath home has more

Cost to own

Mortgage calculator

Home Price

$599,900

Down Payment: 20%

$119,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$3,030

Principal & Interest: $3,030

Est. Taxes & Insurance: $758

Estimated Total Monthly

$3,788

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,193

Property taxesest. at asking price, St. Johns County$798

HOAbilled quarterly$542

Estimated total, before insurance$4,533/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$565,353	$488,554	—
2024	$591,808	$474,078	—
2023	$545,794	$458,814	—
2022	$570,327	$443,994	—
2021	$542,319	$429,606	—
2020	$521,864	$422,984	—

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,786 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 16, 2026Listed$599,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$599,900

Price / Sq Ft$195

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage3,083

Acres0.14 acres

Year Built2019

TypeResidential

Sub-TypeTownhouse

StyleContemporary, Villa

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryLakeside Academy

MiddleLakeside Academy

HighBeachside

Community Information

Address703 Rum Runner Way, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionBeachwalk

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size6,098.4 sq ft

Parcel Number0237171230

Amenities

AmenitiesClubhouse, Gated, Maintenance Grounds, Maintenance Structure

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBuilt-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Freezer, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Stone, Tile, Wood

FireplaceYes

# of Fireplaces2

Fireplace FeaturesElectric, Gas

# of Stories2

LevelsTwo

LaundryGas Dryer Hookup, Upper Level, Washer Hookup

SecurityCarbon Monoxide Detector(s), Security Gate, Smoke Detector(s)