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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Beachwalk, St. Johns — a gated community home in St. Johns County.

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Sold

Sold·Closed Aug 17, 2026·47 days on market·Recent sales in Beachwalk·Beachwalk

703 Rum Runner Way

St. Johns, FL 32259

$599,900sold priceListed at $599,900 · 100% of asking$195/sqftMLS# 2145385
4
Beds
3
Baths
3,083
Sq Ft
2019
Built
2
Garage
No
Pool

32 more homes for sale in Beachwalk →Search Beachwalk on the map

FEMA Zone XHOA $542/mo6,098 sqft lotTownhouse2 stories

About this home

Beachwalk

SELLERS SAID SELL IT! NOW $599,900 | 3,000+ SF | $100K+ UPGRADES | GATED BEACHWALK LIVING Over 3,000 square feet and steps from the lagoon and amenities! CDD BOND PAID OFF! Experience resort-style living every day with the must see 14-acre Crystal Lagoon. Vacant and move-in ready, this beautifully upgraded Windscape model in gated Atlantica Isles offers luxury coastal living just steps from Beachwalk's incredible resort-style amenities. Perfectly positioned with easy walking distance to the lagoon, clubhouse, fitness center, playground, tennis courts, dog park, swim-up bar, restaurant, and year-round community events, this home combines elegance, convenience, and the unmatched Beachwalk lifestyle. Enjoy maintenance-free living with lawn care and exterior upkeep included. Built by Americrest Luxury Homes, the original developer of Beachwalk, and offered by the original owners, this impeccably maintained 4 Bed/3 Bath home has more

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,323
Property taxesest. at asking price, St. Johns County$798
HOAbilled quarterly$542
Estimated total, before insurance$4,663/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$599,900
$119,980
Loan Term
Monthly Payment
$3,323
Principal & Interest: $3,323
Property taxes (est.): $798
Insurance (est.): $400
Estimated Total Monthly
$4,521
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,786 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$565,353$488,554—
2024$591,808$474,078—
2023$545,794$458,814—
2022$570,327$443,994—
2021$542,319$429,606—
2020$521,864$422,984—

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 17, 2026Closed$599,900
  • May 16, 2026Listed$599,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $239/sq ft; this home is listed at $195/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
668 Rum Runner Way, St. Johns, FL 32259Listed by WATSON REALTY CORPJun 2026$510,000$2044/32,5031310
662 Rum Runner Way, St. Johns, FL 32259Listed by WATSON REALTY CORPJul 2026$607,500$2383/3.52,557770.1
228 Rum Runner Way, St. Johns, FL 32259Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYOct 2025$879,000$2854/3.53,0831290.1
413 Marquesa Circle, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$900,000$3393/2.52,6571750.2
12140 Ashview Lane 11-76, Jacksonville, FL 32256Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$591,084$2393/3.52,47802.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$599,900
Price / Sq Ft$195
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,083
Acres0.14 acres
Year Built2019
TypeResidential
Sub-TypeTownhouse
StyleContemporary, Villa
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address703 Rum Runner Way, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionBeachwalk
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size6,098.4 sq ft
Parcel Number0237171230

Amenities

AmenitiesClubhouse, Gated, Maintenance Grounds, Maintenance Structure
Community FeaturesSidewalks, Street Lights, Restaurant, Curbs
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBuilt-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Freezer, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Stone, Tile, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesElectric, Gas
# of Stories2
LevelsTwo
LaundryGas Dryer Hookup, Upper Level, Washer Hookup
SecurityCarbon Monoxide Detector(s), Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Front Porch, Patio, Porch, Rear Porch, Screened, Terrace
FencingBack Yard, Other
RoofMetal
ConstructionConcrete
Road SurfacePaved

Additional Information

Date ListedMay 16, 2026
Days on Market47
HOA Fees$1,626 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOXII PRO REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Beachwalk

Beachwalk is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Beachwalk homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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