This home is in Silverleaf Village, St. Augustine.

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Active Under Contract

Active Under Contract·104 days on market·Silverleaf Village

476 Silverleaf Village Drive

St. Augustine, FL 32092

$619,900$214/sqftEst. $3,299/moMLS# 2138283

Beds

Baths

2,898

Sq Ft

2021

Built

Garage

Pool

About this home

Silverleaf Village

Welcome to this Ashley Homes Silverleaf Beauty! Lots of Attention to detail shows everywhere-flooring, kitchen, primary bath-all beautifully done! Many upgrades include-double ovens, gas cooktop, lovely quartz counters, tile backsplash, upgraded lighting. Downstairs Owners Suite with Primary bath having a Large Walk-in shower with rain shower and dual heads. Oversized tub, Plenty of room for the whole family. Screened lanai overlooking fenced yard. Wonderful neighborhood with a fun filled amenity area close by. And no CDD. Come and Enjoy your stay!

Cost to own

Mortgage calculator

Home Price

$619,900

Down Payment: 20%

$123,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,151

Principal & Interest: $3,151

Est. Taxes & Insurance: $788

Estimated Total Monthly

$3,939

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,299

Property taxesest. at asking price, St. Johns County$825

HOAbilled annually$100

Estimated total, before insurance$4,224/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$540,455	$455,768	—
2024	$561,836	$442,216	—
2023	$477,880	$427,880	—
2022	$466,181	$416,181	—
2021	$75,000	$75,000	—
2020	$26,500	$26,500	—

2025 property taxes (current owner): $6,634/yr

Estimated taxes if purchased at asking price: ~$9,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,800 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 10, 2026Active Under Contract$619,900
Apr 3, 2026Listed$619,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$619,900

Price / Sq Ft$214

Bedrooms5

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,898

Acres0.18 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesEast

School Information

ElementaryWards Creek

MiddlePacetti Bay

HighTocoi Creek

Community Information

Address476 Silverleaf Village Drive, St. Augustine, FL 32092

Area305-World Golf Village Area-Central

SubdivisionSilverleaf Village

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size7,840.8 sq ft

Lot Dimensions60 x 140

Parcel Number0265720270

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Natural Gas Available, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Gas Cooktop, Gas Oven, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned

HeatingCentral, Heat Pump

CoolingCentral Air

FlooringCarpet, Laminate, Vinyl

# of Stories2

LevelsTwo