This home is in St. Augustine.

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Active

Active·98 days on market

2109 Fox Tail Court

St. Augustine, FL 32092

$624,000$228/sqftEst. $3,321/moMLS# 2139013

Beds

Baths

2,736

Sq Ft

2006

Built

Garage

Pool

About this home

St. Augustine

Beautifully updated home on Foxtail Court in St. John's Golf & Country Club! This 4-bedroom, 2.5 bathroom home is perfectly situated on a desirable pond-to-preserve lot with spacious yard. Major upgrades include a renovated exterior paint, newer roof, updated AC systems, pavers and a tankless hot water heater for efficiency and peace of mind. Inside, you'll find durable and stylish LVP flooring throughout, making this home truly move-in ready. The spacious layout is ideal for both everyday living and entertaining. Updated kitchen with waterfall quartz counters and stainless appliances. Located in a highly sought-after community with top-notch amenities, this home checks every box. Don't miss your opportunity to own in St. John's Golf & Country Club!

Cost to own

Mortgage calculator

Home Price

$624,000

Down Payment: 20%

$124,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$3,152

Principal & Interest: $3,152

Est. Taxes & Insurance: $788

Estimated Total Monthly

$3,940

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,321

Property taxesest. at asking price, St. Johns County$830

HOAbilled quarterly$101

Estimated total, before insurance$4,253/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$538,549	$303,117	—
2024	$541,759	$293,867	—
2023	$517,585	$283,851	—
2022	$472,906	$274,127	—
2021	$370,649	$264,686	—
2020	$360,189	$260,341	—

2025 property taxes (current owner): $6,932/yr

Estimated taxes if purchased at asking price: ~$10,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,756 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 8, 2026Listed$624,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$624,000

Price / Sq Ft$228

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,736

Acres0.24 acres

Year Built2006

TypeResidential

Sub-TypeSingle Family Residence

StyleA-Frame, Traditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryLiberty Pines Academy

MiddleLiberty Pines Academy

HighBeachside

Community Information

Address2109 Fox Tail Court, St. Augustine, FL 32092

Area304- 210 South

SubdivisionSt Johns Golf & Cc

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size10,454.4 sq ft

Parcel Number0264367340

Amenities

AmenitiesPool, Basketball Court, Cable TV, Children's Pool, Clubhouse, Fitness Center, Golf Course, Jogging Path, Maintenance Grounds, Management - Full Time, Management- On Site, Park, Playground, Security, Tennis Court(s), Trash

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewPond, Trees/Woods

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Gas Oven, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air

FlooringCarpet, Tile, Vinyl

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Upper Level, Washer Hookup

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)