This home is in Coastal Oaks, Ponte Vedra.

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Active Under Contract

Active Under Contract·95 days on market·Coastal Oaks

180 Palm Island Way

Ponte Vedra, FL 32081

$1,099,000$336/sqftEst. $5,849/moMLS# 2138183

Beds

Baths

3,274

Sq Ft

2018

Built

Garage

Yes

Pool

About this home

Coastal Oaks

Vacation is everyday! 4 Bedrooms, 4 Full bathrooms, 2 LOFT/Flex Spaces, Office, Dining Room, Laundry Room, Butler's Pantry, Gated neighborhood, POOL Home in the 32081 Zip Code! Home in Beautiful Coastal Oaks at Nocatee! Two new HVAC's and almost 3300 sq ft this home has excellent use of space. This floor plan has a lot of must haves and then some! Toll Brothers Anastasia floorplan with nice structural upgrades that were done during the build. The first floor has three bedrooms and three full bathrooms, Large Primary with upgraded spa like bathroom to include a frameless shower, double vanities, & linen closet. The Office is towards the front of the house with windows & built ins making it airy and organized. A spacious dining room that leads to a butler's pantry with built in cabinets & beverage refrigerator. Walk in pantry that leads to a spacious open kitchen.

Cost to own

Mortgage calculator

Home Price

$1,099,000

Down Payment: 20%

$219,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$5,551

Principal & Interest: $5,551

Est. Taxes & Insurance: $1,388

Estimated Total Monthly

$6,939

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$5,849

Property taxesest. at asking price, St. Johns County$1,462

HOAbilled quarterly$255

Estimated total, before insurance$7,567/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$878,693	$781,632	—
2024	$904,758	$710,575	—
2023	$950,769	$645,977	—
2022	$774,682	$587,252	—
2021	$533,865	$533,865	—
2020	$523,880	$523,880	—

2025 property taxes (current owner): $13,396/yr

Estimated taxes if purchased at asking price: ~$17,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,735 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 11, 2026Listed$1,099,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,099,000

Price / Sq Ft$336

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage3,274

Acres0.19 acres

Year Built2018

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Fenced, Gas Heat, Heated, Screen Enclosure

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryPine Island Academy

MiddlePine Island Academy

HighAllen D. Nease

Community Information

Address180 Palm Island Way, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionCoastal Oaks At Nocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size8,276.4 sq ft

Parcel Number0702915980

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Management- On Site, Park, Pickleball, Playground, Security, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Solar Tube(s), Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Sink, Washer Hookup

Security24 Hour Security, Carbon Monoxide Detector(s), Gated with Guard, Security Gate, Smoke Detector(s)

Spa FeaturesIn Ground, Heated, Private