This home is in Reflections, Ponte Vedra — a home near Allen D. Nease High School.
Active Under Contract·84 days on market·Reflections
191 Reflections Avenue
Ponte Vedra, FL 32081
26 more homes for sale in Reflections →Search Reflections on the map
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About this home
Reflections
This Cleary is a 2,900 sqft. home with 4 bedrooms and 4 1/2 baths. The entry welcomes guests into the foyer . The gathering room and the dining room are open to the gourmet kitchen with views of the covered lanai. A large downstairs master suite has an elegant bath and a HUGE walk in closet that extends under the stairs! Three secondary bedrooms and three full baths are located upstairs along with a bonus room which has coffered ceilings. A large unconditioned walk-out storage area contains the mechanicals is conveniently located upstairs with plenty of storage for all your stuff. The expanded covered lanai is prewired and plumbed for an outdoor kitchen to extend the outdoor living area.
Next steps in Reflections
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:27 AM, sunset 6:56 PM.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $120,000 | $120,000 | — |
2025 property taxes (current owner): $4,356/yr
Estimated taxes if purchased at asking price: ~$16,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 25, 2026Active Under Contract$1,007,628
- Aug 11, 2026Price change$1,007,628+$419
- Jul 21, 2026Price change$1,007,209
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $314/sq ft; this home is listed at $347/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 30 Recollection Drive, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTY | Oct 2026 | $900,000 | $314 | 4/3 | 2,862 | 135 | 0.1 |
| 293 Reflections Avenue, Ponte Vedra, FL 32081Listed by RICK WOOD & ASSOCIATES INC | Sep 2026 | $675,140 | $291 | 4/3.5 | 2,321 | 10 | 0.2 |
| 299 Reflections Avenue, Ponte Vedra, FL 32081Listed by RICK WOOD & ASSOCIATES INC | Sep 2026 | $731,461 | $305 | 4/3.5 | 2,396 | 23 | 0.2 |
| 277 Dawes Avenue, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTY | Sep 2026 | $764,691 | $319 | 3/2.5 | 2,399 | 28 | 0.2 |
| 183 Dawes Avenue, Ponte Vedra, FL 32081Listed by PROVIDENCE REALTY, LLC | Sep 2026 | $729,900 | $326 | 4/2.5 | 2,239 | 448 | 0.2 |
| 285 Dawes Avenue, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTY | Sep 2026 | $725,000 | $306 | 3/2.5 | 2,367 | 107 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: GPS REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Reflections
Reflections is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Reflections homes for sale →Keep looking
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For Sale113 Jetsam LanePonte Vedra, FL 32081
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Pending121 Reflections AvenuePonte Vedra, FL 32081
4 bd · 4.5 ba · 2,900 sq ft
$937,613Est. $4,990/moThis Cleary is a 2,900 sqft. home with 4 bedrooms and 4 1/2 baths. The entry welcomes guests into the foyer and…
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Pending87 Illumination DrivePonte Vedra, FL 32081
4 bd · 3.5 ba · 3,202 sq ft
$921,296Est. $4,904/moThe Denali is a 3,166 sq/ft., 2 story home with 4 bedrooms & 3.5 baths. The entry welcomes visitors into the foyer and…
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Your Local Realtor
Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines