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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Walden Chase, Ponte Vedra — a home near Allen D. Nease High School.

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Sold

Sold·Closed Aug 18, 2026·102 days on market·Recent sales in Walden Chase·Walden Chase

220 W Silverthorn Lane

Ponte Vedra, FL 32081

$590,000sold priceListed at $635,000 · 92.9% of asking$274/sqftMLS# 2137104
4
Beds
3
Baths
2,151
Sq Ft
2001
Built
2
Garage
Yes
Pool

7 more homes for sale in Walden Chase →Search Walden Chase on the map

FEMA Zone XHOA $75/mo6,970 sqft lotSingle Family Residence1 story

About this home

Walden Chase

** Seller is offering a $5K Buyer Concession with an acceptable offer ** Welcome to this beautifully updated 4-bedroom, 3-bathroom pool home offering modern upgrades & timeless comfort. New luxury vinyl plank (LVP) flooring installed in 2022, providing both durability & style throughout the main living areas. The completely renovated kitchen (2023) is a showstopper, featuring sleek quartz countertops, contemporary cabinetry, and ample space for cooking and entertaining. A spacious Owner's Suite offers a private retreat, with a fully renovated en-suite bathroom completed in 2024. Two additional bedrooms share a stylishly updated Jack & Jill bathroom, also renovated in 2024, while a third full bath adds convenience for guests. Enjoy peace of mind with major upgrades including a new HVAC system and new water heater, both installed in 2024. Step outside to your private backyard oasis with a sparkling pool--perfect for relaxing or entertaining year-round. Nocatee Lifestyle with NO CDD Fees

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,268
Property taxesest. at asking price, St. Johns County$785
HOAbilled annually$75
Estimated total, before insurance$4,129/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,824/yr · $485/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$590,000
$118,000
Loan Term
Monthly Payment
$3,268
Principal & Interest: $3,268
Property taxes (est.): $785
Insurance (est.): $393
Estimated Total Monthly
$4,446
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,745 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard and pool on the north side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $537,000 in June 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$446,329$395,607—
2024$451,304$401,304—
2023$467,796$417,796—
2022$361,895$296,777—
2021$269,797$269,797—
2020$250,551$250,551—

2025 property taxes (current owner): $5,824/yr

Estimated taxes if purchased at asking price: ~$9,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 26, 2026Closed$635,000
  • Jul 9, 2026Active Under Contract$635,000
  • Mar 27, 2026Listed$635,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $306/sq ft; this home is listed at $295/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
57 Puritan Road, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLCSep 2026$732,500$2654/32,764390.2
360 Citrus Ridge Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$769,000$3064/32,516850.4
293 Reflections Avenue, Ponte Vedra, FL 32081Listed by RICK WOOD & ASSOCIATES INCSep 2026$675,140$2914/3.52,321101
299 Reflections Avenue, Ponte Vedra, FL 32081Listed by RICK WOOD & ASSOCIATES INCSep 2026$731,461$3054/3.52,396231
285 Dawes Avenue, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTYSep 2026$725,000$3063/2.52,3671071.1
277 Dawes Avenue, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTYSep 2026$764,691$3193/2.52,399281.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$635,000
Price / Sq Ft$295
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,151
Acres0.16 acres
Year Built2001
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Ranch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Pool Sweep, Screen Enclosure
Is WaterfrontNo
Direction FacesSouth

School Information

Community Information

Address220 W Silverthorn Lane, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionWalden Chase
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size6,969.6 sq ft
Parcel Number0232410460
ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch, Screened
FencingBack Yard, Wood
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 27, 2026
Days on Market102
HOA Fees$905.84 / Annually
HOA FrequencyAnnually
HOA NameWalden Chase
Tax Amount$5,823.6
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Walden Chase

Walden Chase is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32081.

View all Walden Chase homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines