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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Del Webb Nocatee, Ponte Vedra — a gated community home in St. Johns County.

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Sold

Sold·Closed Jun 4, 2026·43 days on market·Recent sales in Del Webb Nocatee·Del Webb Nocatee

422 Cameo Drive

Ponte Vedra, FL 32081

$965,000sold priceListed at $1,050,000 · 91.9% of asking$356/sqftMLS# 2136912
3
Beds
3.5
Baths
2,711
Sq Ft
2020
Built
3
Garage
No
Pool

29 more homes for sale in Del Webb Nocatee →Search Del Webb Nocatee on the map

HOA $344/mo10,454 sqft lotSingle Family Residence1 story

About this home

Del Webb Nocatee

Set within Del Webb Nocatee, this extensively customized residence stands apart for its level of finish, thoughtful design, and attention to detail throughout. Nearly every space has been enhanced, with built-ins, upgraded materials, and purposeful improvements that elevate both function and daily living. Inside, the main living area is anchored by a custom feature wall with fireplace, creating a warm and defined focal point within the open layout. The kitchen connects seamlessly to the living and dining spaces, designed for both everyday ease and gathering, with upgraded fixtures, custom storage, and clean, intentional lines. Storage and organization have been carefully considered across the home. The primary suite offers two fully built-out walk-in closets, while each additional bedroom also includes walk-in storage with custom organization. Solid core doors, wood trim detailing, and a remodeled family room and guest bath continue the consistent level of finish throughout.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,345
Property taxesest. at asking price, St. Johns County$1,284
HOAbilled monthly$344
Estimated total, before insurance$6,974/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,099/yr · $842/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$965,000
$193,000
Loan Term
Monthly Payment
$5,345
Principal & Interest: $5,345
Property taxes (est.): $1,284
Insurance (est.): $643
Estimated Total Monthly
$7,273
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,758 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$793,567$521,822—
2024$767,793$506,408—
2023$730,882$490,202—
2022$600,247$474,468—
2021$509,192$459,192—
2020$65,000$65,000—

2025 property taxes (current owner): $10,099/yr

Estimated taxes if purchased at asking price: ~$15,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $291/sq ft; this home is listed at $387/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
126 Sand Harbor Drive, Ponte Vedra, FL 32081Listed by EXP REALTY LLCSep 2026$650,000$3302/21,969310.4
293 Sweet Pine Trail, Ponte Vedra, FL 32081Listed by JPAR CITY AND BEACHSep 2026$572,500$2912/21,96480.5
308 Vista Lake Circle, Ponte Vedra, FL 32081Listed by SIGNATURE FIRST COAST REALTYAug 2026$610,000$2704/2.52,256100.8
55 Aspendale Road, Ponte Vedra, FL 32081Listed by RICK WOOD & ASSOCIATES INCSep 2026$644,900$2614/3.52,4741551
258 Union Hill Drive, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$662,500$3124/22,121561
300 Shadow Ridge Trail, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$624,250$2713/22,3054051.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,050,000
Price / Sq Ft$387
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,711
Acres0.24 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes

Community Information

Address422 Cameo Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionDel Webb Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size10,454.4 sq ft
Parcel Number0704830650
ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Jogging Path, Pickleball, Sauna, Security, Spa/Hot Tub, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDisposal, Double Oven, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Gas Cooktop, Microwave, Tankless Water Heater, Water Softener Owned
HeatingCentral
CoolingCentral Air, Electric
FlooringCarpet, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesOutside
# of Stories1
LevelsOne
LaundryIn Unit, Sink
Security24 Hour Security, Carbon Monoxide Detector(s), Gated with Guard, Security Gate, Security System Owned, Smoke Detector(s)

Exterior

Exterior FeaturesOutdoor Kitchen
Patio / PorchCovered, Front Porch, Rear Porch, Screened
RoofShingle
ConstructionComposition Siding, Frame
Road SurfaceAsphalt

Additional Information

Date ListedMarch 26, 2026
Days on Market43
HOA Fees$344.25 / Monthly
HOA FrequencyMonthly
HOA NameDel Webb Nocatee
HOA Fee IncludesSecurity
Tax Amount$10,098.87
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: DRIFTWOOD REALTY GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Del Webb Nocatee

Del Webb Nocatee is a neighborhood in Over 55 & Active Adult, FL (St. Johns County), ZIP 32081.

View all Del Webb Nocatee homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines