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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Beacon Lake, St. Augustine — a home near Beachside High School.

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Sold

Sold·Closed Jun 1, 2026·3 days on market·Recent sales in Beacon Lake·Beacon Lake

122 Wind Chime Lane

St. Augustine, FL 32095

$775,000sold priceListed at $774,990 · 100% of asking$232/sqftMLS# 2136882
5
Beds
4
Baths
3,340
Sq Ft
2023
Built
3
Garage
No
Pool

19 more homes for sale in Beacon Lake →Search Beacon Lake on the map

HOA $5/mo8,276 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Beacon Lake

Immaculate DreamFinders Boca II on pristine lakefront lot in Beacon Lake, home to world-class amenities, and within easy reach of NE Florida's endless entertainment, leisure, and cultural opportunities. Sweeping water views greet at the foyer and continue from the comfort of the living room, primary retreat, and flex space/fifth bedroom. Light wood tone LVP flooring perfectly compliments the modern yet timeless styling of white kitchen cabinetry adorned with matte gold hardware. Quartz countertops surround the stainless steel appliances and host the 36'' natural gas cooktop with matching hood. Living spaces, inside and out, are designed for comfort and size. Whether enjoying a coffee on the dance-floor sized front porch, or sipping tea on the lakeside lanai/deck, featuring power retractable screen, this is Florida living at its finest. Boasting storage galore (a rare find in itself), large 3 car garage, dual tankless gas water heaters, & so much more; it's here, a diamond in the rough!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,293
Property taxesest. at asking price, St. Johns County$1,031
HOAbilled annually$5
Estimated total, before insurance$5,329/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$775,000
$155,000
Loan Term
Monthly Payment
$4,293
Principal & Interest: $4,293
Property taxes (est.): $1,031
Insurance (est.): $517
Estimated Total Monthly
$5,841
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $813,900 in December 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$642,820$0—
2024$654,858$0—

Estimated taxes if purchased at asking price: ~$12,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $226/sq ft; this home is listed at $232/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
180 Loosestrife Way, St. Augustine, FL 32095Listed by KELLER WILLIAMS ST JOHNSOct 2026$945,000$2555/43,7022040.6
612 Picasso Avenue, Ponte Vedra, FL 32081Listed by DJ & LINDSEY REAL ESTATEOct 2026$420,000$1653/2.52,547100.9
129 Silver Creek Place, St. Augustine, FL 32095Listed by MARK SPAIN REAL ESTATEOct 2026$447,000$1803/2.52,477341
784 W Devonhurst Lane, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$726,000$2234/43,25831.2
99 Hutchinson Lane, St. Augustine, FL 32095Listed by COWFORD REALTY & DESIGN LLCAug 2026$990,000$2655/53,733101.3
53 Lumen Court, St. Augustine, FL 32095Listed by COLDWELL BANKER ANABASIS REALTYOct 2026$750,000$2264/43,315681.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$774,990
Price / Sq Ft$232
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,340
Total Structure Area4,848 sq ft
Acres0.19 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

Community Information

Address122 Wind Chime Lane, St. Augustine, FL 32095
Area304- 210 South
SubdivisionBeacon Lake
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size8,276.4 sq ft
Lot Dimensions60'x130'
Parcel Number0237261400
ZoningSingle Family

Amenities

AmenitiesPool, Barbecue, Basketball Court, Boat Launch, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Management - Full Time, Park, Pickleball, Playground, Tennis Court(s), Water
Community FeaturesSidewalks, Suburban, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewLake, Water
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecuritySecurity Lights, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Deck, Front Porch, Rear Porch, Screened
RoofShingle
ConstructionComposition Siding, Frame
Road SurfaceAsphalt, Paved
Road FrontageCounty Road

Additional Information

Date ListedApril 3, 2026
Days on Market3
HOA Fees$62 / Annually
HOA FrequencyAnnually
HOA NameBeacon Lake HOA
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Beacon Lake

Beacon Lake is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Beacon Lake homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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