This home is in Villages Of San Jose, Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Jun 26, 2026·34 days on market·Recent sales in Villages Of San Jose·Villages Of San Jose
4119 Paloma Point Court
Jacksonville, FL 32217
8 more homes for sale in Villages Of San Jose →Search Villages Of San Jose on the map
About this home
Villages Of San Jose
Welcome to refined waterfront living in the Villages of San Jose--where an exceptional home meets an equally exceptional community. Tucked away on a quiet cul-de-sac, this beautifully appointed 3-bedroom, 2.5-bath residence offers elegant interiors and peaceful lake views in one of the area's most desirable gated neighborhoods. Step inside to find exotic wood flooring, designer finishes, and a thoughtfully designed layout that balances formal and casual living. A gracious formal dining and living area welcomes you with architectural columns and a raised ceiling, setting a sophisticated tone from the moment you enter. The heart of the home is the modern kitchen, featuring stylish white cabinetry, stainless steel appliances, a custom tile backsplash, pantry, and breakfast bar--opening to the living room. Built-in bookshelves and a cozy fireplace frame panoramic water views, while the adjacent casual dining area and screened patio invite you to relax and unwind.
Next steps in Villages Of San Jose
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Concrete, Tile — year not disclosed (home built 1993)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,605 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $484,597 | $316,530 | — |
| 2024 | $467,824 | $306,902 | — |
| 2023 | $456,226 | $296,507 | ▲ $24,405 |
| 2022 | $418,551 | $286,415 | — |
| 2021 | $329,937 | $276,617 | — |
| 2020 | $322,108 | $272,108 | — |
2025 property taxes (current owner): $6,145/yr
Estimated taxes if purchased at asking price: ~$9,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $219/sq ft; this home is listed at $244/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 8423 Mizner Circle E, Jacksonville, FL 32217Listed by KELLER WILLIAMS JACKSONVILLE | Oct 2026 | $430,000 | $187 | 3/2 | 2,297 | 270 | 0.1 |
| 4068 Corrientes Court S, Jacksonville, FL 32217Listed by RE/MAX SPECIALISTS | Oct 2026 | $419,900 | $219 | 3/2 | 1,917 | 59 | 0.2 |
| 4202 San Clerc Road, Jacksonville, FL 32217Listed by NAVY TO NAVY HOMES LLC | Aug 2026 | $425,000 | $163 | 4/3 | 2,613 | 25 | 0.3 |
| 8603 Osprey Lane, Jacksonville, FL 32217Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $650,000 | $240 | 4/3 | 2,706 | 3 | 0.4 |
| 4060 Corrientes Court S, Jacksonville, FL 32217Listed by THE LEGENDS OF REAL ESTATE | Sep 2026 | $460,000 | $241 | 3/2 | 1,907 | 56 | 0.4 |
| 2432 Jose Circle S, Jacksonville, FL 32217Listed by SPECTRUM REALTY SERVICES | Oct 2026 | $430,000 | $218 | 3/3 | 1,971 | 16 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Villages Of San Jose
Villages Of San Jose is a neighborhood in Jacksonville, FL (Duval County), ZIP 32217.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines