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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Beachwalk, St. Johns — a gated community home in St. Johns County.

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Active

Active·203 days on market·Beachwalk

467 Rum Runner Way

St. Johns, FL 32259

$474,900$204/sqftEst. $2,630/moMLS# 2136557
↓ $5,000 below original list
3
Beds
2.5
Baths
2,325
Sq Ft
2022
Built
2
Garage
No
Pool

4 more homes for sale in Beachwalk →Search Beachwalk on the map

FEMA Zone XHOA $542/mo7,405 sqft lotWaterfrontTownhouse2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Beachwalk

Welcome to Atlantica Isles! This wonderful two story 3 bedroom 2 and 1/2 bathroom townhome is in the heart of the Beachwalk Community in St. Johns County. As you step into the home the open floor plan creates a seamless living and dining experience. The Fully Equipped Kitchen comes with all newer appliances. The large island and gas range is perfect for those that love to cook and entertain guests. All 3 Bedrooms are upstairs with a jack & jill bathroom connecting the two guest bedrooms. The primary bedroom is equipped with a double vanity and spacious walk in closet. Just a brief walk to the clubhouse and amenities this home offers both lifestyle and comfort. Don't miss out on your opportunity to call Beachwalk your home!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,630
Property taxesest. at asking price, St. Johns County$632
HOAbilled quarterly$542
Estimated total, before insurance$3,804/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,741/yr · $895/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$474,900
$94,980
Loan Term
Monthly Payment
$2,630
Principal & Interest: $2,630
Property taxes (est.): $632
Insurance (est.): $317
Estimated Total Monthly
$3,579
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $520,000 in September 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$444,477$444,477—
2024$465,048$392,932—
2023$430,031$380,031—
2022$134,400$134,400—
2021$120,000$120,000—
2020$110,000$110,000—

2025 property taxes (current owner): $10,741/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 6, 2026Price change$474,900−$5,000
  • Mar 25, 2026Listed$479,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $238/sq ft; this home is listed at $204/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
439 Rum Runner Way, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTYJun 2026$492,000$2403/2.52,052240
662 Rum Runner Way, St. Johns, FL 32259Listed by WATSON REALTY CORPJul 2026$607,500$2383/3.52,557770.1
668 Rum Runner Way, St. Johns, FL 32259Listed by WATSON REALTY CORPJun 2026$510,000$2044/32,5031310.1
413 Marquesa Circle, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$900,000$3393/2.52,6571750.4
134 Tamar Court, St. Augustine, FL 32095Listed by LPT REALTY LLCJun 2026$364,990$1753/2.52,08160.4
32 Tamar Court, St. Augustine, FL 32095Listed by WATSON REALTY CORPJun 2026$365,000$1753/2.52,081840.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$474,900
Price / Sq Ft$204
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,325
Acres0.17 acres
Year Built2022
TypeResidential
Sub-TypeTownhouse
StyleContemporary
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

Zoned elementaryLakeside Academy
Zoned middleLakeside Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryLakeside Academy
Reported middleLakeside Academy
Reported highBeachside
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address467 Rum Runner Way, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionAtlantica Isles
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size7,405.2 sq ft
Parcel Number0237170610

Amenities

AmenitiesPool, Other, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Maintenance Grounds, Park, Pickleball, Playground, Spa/Hot Tub, Tennis Court(s), Water
Community FeaturesGated
UtilitiesCable Available, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingHeat Pump
CoolingCentral Air
FlooringTile, Vinyl
# of Stories2
LevelsTwo
LaundryGas Dryer Hookup, In Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Porch, Rear Porch
RoofMetal
ConstructionVinyl Siding, Wood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 25, 2026
Days on Market173
HOA Fees$1,626 / Quarterly
HOA FrequencyQuarterly
HOA NameTotal Professional Association Management
HOA Fee IncludesMaintenance Grounds
Tax Amount$10,740.78
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE LEGENDS OF REAL ESTATE EAST COAST PROPERTY MANAGEMENT LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Beachwalk

Beachwalk is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Beachwalk homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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