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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Beacon Lake, St. Augustine — a home near Beachside High School.

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Active Under Contract

Active Under Contract·46 days on market·Beacon Lake

331 Tamar Court

St. Augustine, FL 32095

$349,900$196/sqftEst. $1,923/mo mortgageMLS# 2164014
3
Beds
2.5
Baths
1,789
Sq Ft
2020
Built
2
Garage
No
Pool

2 more homes for sale in Beacon Lake →Search Beacon Lake on the map

FEMA Zone XHOA $150/mo2,614 sqft lotWaterfrontTownhouse2 stories

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About this home

Beacon Lake

Welcome to 331 Tamar Court, a beautifully maintained townhome tucked away on a quiet cul-de-sac in the highly desirable Beacon Lake community. Immaculately cared for and truly move-in ready, this charming home offers an exceptional opportunity for buyers looking for value, privacy, and access to outstanding amenities. Enjoy peaceful pond views from the rear of the home, complemented by an additional privacy fence separating the property from the neighboring home. The location is hard to beat, with the spectacular Beacon Lake Amenity Center just a convenient 0.5-mile drive away, offering residents access to the community's impressive resort-style amenities. Ideally located close to shopping, restaurants, and everyday conveniences, with quick and easy access to I-95, making commutes and trips throughout St. Johns County and beyond a breeze.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,923
Property taxesest. at asking price, St. Johns County$466
HOAbilled quarterly$150
Estimated total, before insurance$2,538/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,526/yr · $460/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$349,900
$69,980
Loan Term
Monthly Payment
$1,923
Principal & Interest: $1,923
Property taxes (est.): $466
Insurance (est.): $233
Estimated Total Monthly
$2,622
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,736 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,526/yr

Estimated taxes if purchased at asking price: ~$5,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 14, 2026Active Under Contract$349,900
  • Sep 9, 2026Listed$349,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $254/sq ft; this home is listed at $196/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
371 Tamar Court, St. Augustine, FL 32095Listed by REAL BROKER LLCSep 2026$360,000$2593/21,388870
111 Tamar Court, St. Johns, FL 32095Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYOct 2026$352,000$2543/21,388100.2
44 Charlie Way, St. Augustine, FL 32095Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$392,500$2833/21,388160.2
197 Charlie Way, St. Augustine, FL 32095Listed by LOKATIONJul 2026$351,500$2533/21,388370.2
32 Tamar Court, St. Augustine, FL 32095Listed by WATSON REALTY CORPJun 2026$365,000$1753/2.52,081840.2
134 Tamar Court, St. Augustine, FL 32095Listed by LPT REALTY LLCJun 2026$364,990$1753/2.52,08160.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$349,900
Price / Sq Ft$196
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,789
Acres0.06 acres
Year Built2020
TypeResidential
Sub-TypeTownhouse
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Zoned elementaryLakeside Academy
Zoned middleLakeside Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryLakeside Academy
Reported middleLakeside Academy
Reported highBeachside
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address331 Tamar Court, St. Augustine, FL 32095
Area304- 210 South
SubdivisionBeacon Lake Townhomes
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size2,613.6 sq ft
Parcel Number0237220850

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Management- On Site, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPrivate Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Guest
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryUpper Level
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Patio / PorchCovered, Porch, Rear Porch, Screened
FencingPrivacy, Vinyl
RoofShingle
ConstructionComposition Siding, Fiber Cement, Frame

Additional Information

Date ListedSeptember 9, 2026
Days on Market46
HOA Fees$450 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds
Tax Amount$5,525.76
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TERRA REAL ESTATE, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Beacon Lake

Beacon Lake is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Beacon Lake homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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