Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Beacon Lake, St. Augustine — a home near Beachside High School.

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Active

Active·Listed today·Beacon Lake

331 Tamar Court

St. Augustine, FL 32095

$349,900$196/sqftEst. $1,808/moMLS# 2164014

Beds

Baths

1,789

Sq Ft

2020

Built

Garage

Pool

About this home

Beacon Lake

Welcome to 331 Tamar Court, a beautifully maintained townhome tucked away on a quiet cul-de-sac in the highly desirable Beacon Lake community. Immaculately cared for and truly move-in ready, this charming home offers an exceptional opportunity for buyers looking for value, privacy, and access to outstanding amenities. Enjoy peaceful pond views from the rear of the home, complemented by an additional privacy fence separating the property from the neighboring home. The location is hard to beat, with the spectacular Beacon Lake Amenity Center just a convenient 0.5-mile drive away, offering residents access to the community's impressive resort-style amenities. Ideally located close to shopping, restaurants, and everyday conveniences, with quick and easy access to I-95, making commutes and trips throughout St. Johns County and beyond a breeze.

Cost to own

Mortgage calculator

Home Price

$349,900

Down Payment: 20%

$69,980

Interest Rate: 6.71%

Loan Term

Monthly Payment

$1,808

Principal & Interest: $1,808

Property taxes (est.): $466

Insurance (est.): $233

Estimated Total Monthly

$2,507

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$1,808

Property taxesest. at asking price, St. Johns County$466

HOAbilled quarterly$150

Estimated total, before insurance$2,424/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,526/yr · $460/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,526/yr

Estimated taxes if purchased at asking price: ~$5,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,736 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 9, 2026Listed$349,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$349,900

Price / Sq Ft$196

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,789

Acres0.06 acres

Year Built2020

TypeResidential

Sub-TypeTownhouse

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

ElementaryLakeside Academy

MiddleLakeside Academy

HighBeachside

Community Information

Address331 Tamar Court, St. Augustine, FL 32095

Area304- 210 South

SubdivisionBeacon Lake Townhomes

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Lot Size2,613.6 sq ft

Parcel Number0237220850

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Management- On Site, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPrivate Sewer

Water SourcePublic

ParkingAdditional Parking, Garage, Guest

ViewPond

Waterfront TypePond