This home is in Beachwalk, St. Johns — a waterfront home in St. Johns County.
$585,0003 bd · 2.5 ba · 2,649 sq ft
Active·94 days on market·Beachwalk
244 Rum Runner Way
St. Johns, FL 32259
2 more homes for sale in Beachwalk →Search Beachwalk on the map
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About this home
Beachwalk
WELCOME TO 244 RUM RUNNER WAY -- WHERE RESORT LUXURY MEETS UNMATCHED FINANCIAL VALUE. Located in Atlantica Isles, the gated, lagoon-front enclave within St. Johns County's premier resort-style community, Beachwalk. THE TURNKEY VALUE PROPOSITION: Why pay $750K for a traditional home and manage endless out-of-pocket overhead? At $600K, your monthly investment consolidates lawn care, gated security, exterior maintenance, and full resort-club access into one predictable payment -- giving you the same total monthly commitment as a $750K home without the extra labor, hidden repair bills, or private club dues. To make this a true turn-key experience, the seller is willing to convey most furnishings with an acceptable offer, allowing you to move right in immediately. THE HOME & DESIGN: Built by Americrest Homes, the "Nautica" floor plan blends modern coastal architecture with effortless indoor-outdoor living: * OPEN-CONCEPT DESIGN: Soaring, voluminous ceilings amplify natural light across
Next steps in Beachwalk
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Metal — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,782 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (north)26 min drive · 70 parking spaces
Closest park or preserve
Gourd Island Conservation Area9 min drive · 3.3 mi of trails
Closest public boat ramp
Palm Valley Public Landingabout 7 mi · Tolomato River
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launchabout 6 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Durbin Crossing Park15 min drive · Baseball, Football, Lacrosse, Softball, Track, Soccer
Closest grocery store
Publix5 min drive · 835 Cr 210 W, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $11,489/yr
Estimated taxes if purchased at asking price: ~$9,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 14, 2026Price change$585,000−$10,000
- Sep 25, 2026Price change$595,000−$5,000
- Aug 20, 2026Price change$600,000−$45,000
- Jul 29, 2026Active$645,000
- Jul 24, 2026Listed$645,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $241/sq ft; this home is listed at $221/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 63 Caribbean Place, St. Johns, FL 32259Listed by BLUEFIN REAL ESTATE GROUP | Oct 2026 | $615,000 | $241 | 4/3 | 2,555 | 53 | 0.3 |
| 211 Clifton Bay, St. Johns, FL 32259Listed by OPENDOOR BROKERAGE, LLC. | Sep 2026 | $400,000 | $178 | 3/2.5 | 2,253 | 102 | 0.4 |
| 248 Clifton Bay, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLC | Sep 2026 | $420,000 | $216 | 3/2.5 | 1,943 | 119 | 0.5 |
| 53 Lumen Court, St. Augustine, FL 32095Listed by COLDWELL BANKER ANABASIS REALTY | Oct 2026 | $750,000 | $226 | 4/4 | 3,315 | 68 | 0.7 |
| 24 Constance Lane, St. Augustine, FL 32095Listed by REALTY ONE GROUP ELEVATE | Oct 2026 | $595,000 | $270 | 4/2 | 2,204 | 48 | 0.8 |
| 264 Topside Drive, St. Johns, FL 32259Listed by WATSON REALTY CORP | Oct 2026 | $940,000 | $297 | 4/3 | 3,161 | 18 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS ST JOHNS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Beachwalk
Beachwalk is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Beachwalk homes for sale →Keep looking
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For Sale467 Rum Runner WaySt. Johns, FL 32259
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Krista Fracke
Broker Associate
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Northeast Florida living
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