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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Cove, St. Johns — a home near Beachside High School.

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Sold

$900,000Sold3 bd · 2.5 ba · 2,657 sq ft

Sold·Closed Sep 18, 2026·175 days on market·Recent sales in The Cove·The Cove

413 Marquesa Circle

St. Johns, FL 32259

$900,000sold priceListed at $950,000 · 94.7% of asking$339/sqftMLS# 2128795
3
Beds
2.5
Baths
2,657
Sq Ft
2021
Built
2
Garage
No
Pool

All The Cove homes for sale →Search The Cove on the map

FEMA Zone XHOA $219/mo5,663 sqft lotWaterfrontTownhouse3 stories

About this home

The Cove

FULLY FURNISHED LAGOON-FRONT RETREAT - GORGEOUS SUNSETS AND LUXURY LIVING AT ITS BEST! Offered completely turnkey, this exceptional lagoon-front home includes all furniture, wall art, televisions, décor, dishes, glassware, cookware, small appliances, and household essentials. Whether you're searching for a second home, vacation retreat, relocation property, or investment opportunity, everything is already in place--simply bring your suitcase and start enjoying life at Beachwalk. Perfectly positioned in one of the most desirable, central locations on the PRIVATE Beachwalk Lagoon, this stunning coastal-inspired residence offers direct access to crystal-clear waters, white-sand beaches, and breathtaking sunset views. Designed for effortless living and entertaining, the open-concept floor plan seamlessly connects the living, dining, and kitchen areas while flowing out to a covered lanai complete with a full outdoor kitchen overlooking the lagoon.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$4,907
Property taxesest. at asking price, St. Johns County$1,198
HOAbilled quarterly$219
Estimated total, before insurance$6,323/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$14,652/yr · $1,221/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,783 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 6:42 AM, sunset 5:37 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$741,570$729,096—
2024$721,113$662,815—
2023$602,559$602,559—
2022$675,047$675,047—
2021$225,000$225,000—
2020$226,000$226,000—

2025 property taxes (current owner): $14,652/yr

Estimated taxes if purchased at asking price: ~$14,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 18, 2026Closed$950,000
  • Jul 31, 2026Active Under Contract$950,000
  • Feb 5, 2026Listed$950,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $279/sq ft; this home is listed at $339/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
445 Marquesa Circle, St. Johns, FL 32259Listed by WATSON REALTY CORPDec 2025$845,000$3183/2.52,6572260
703 Rum Runner Way, St. Johns, FL 32259Listed by MOXII PRO REALTYAug 2026$599,900$1954/33,083470.2
228 Rum Runner Way, St. Johns, FL 32259Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYOct 2025$879,000$2854/3.53,0831290.2
712 Rum Runner Way, St. Johns, FL 32259Listed by WATSON REALTY CORPOct 2025$710,000$2793/2.52,549110.2
662 Rum Runner Way, St. Johns, FL 32259Listed by WATSON REALTY CORPJul 2026$607,500$2383/3.52,557770.3
668 Rum Runner Way, St. Johns, FL 32259Listed by WATSON REALTY CORPJun 2026$510,000$2044/32,5031310.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$950,000
Price / Sq Ft$358
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,657
Acres0.13 acres
Year Built2021
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
Direction FacesEast

School Information

Community Information

Address413 Marquesa Circle, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionThe Cove
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size5,662.8 sq ft
Parcel Number0237160260
ZoningResidential

Amenities

AmenitiesBeach Access, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Restaurant, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage
ViewBeach, Water
Waterfront TypeLagoon

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories3
LevelsTwo
LaundryIn Unit, Upper Level
SecuritySecurity Gate

Exterior

Exterior FeaturesBalcony, Outdoor Kitchen
Patio / PorchRear Porch, Screened
FencingFenced, Back Yard
RoofMetal

Additional Information

Date ListedAugust 7, 2026
Days on Market175
HOA Fees$655.51 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesTrash
Tax Amount$14,652.46
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Cove

The Cove is a neighborhood in Fruit Cove, FL (St. Johns County), ZIP 32259.

View all The Cove homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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