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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns a home near Beachside High School.

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Active Under Contract

Active Under Contract·177 days on market

413 Marquesa Circle

St. Johns, FL 32259

$950,000$358/sqftEst. $4,844/moMLS# 2128795
3
Beds
2
Baths
2,657
Sq Ft
2021
Built
2
Garage
No
Pool

About this home

St. Johns

FULLY FURNISHED LAGOON-FRONT RETREAT - GORGEOUS SUNSETS AND LUXURY LIVING AT ITS BEST! Offered completely turnkey, this exceptional lagoon-front home includes all furniture, wall art, televisions, décor, dishes, glassware, cookware, small appliances, and household essentials. Whether you're searching for a second home, vacation retreat, relocation property, or investment opportunity, everything is already in place--simply bring your suitcase and start enjoying life at Beachwalk. Perfectly positioned in one of the most desirable, central locations on the PRIVATE Beachwalk Lagoon, this stunning coastal-inspired residence offers direct access to crystal-clear waters, white-sand beaches, and breathtaking sunset views. Designed for effortless living and entertaining, the open-concept floor plan seamlessly connects the living, dining, and kitchen areas while flowing out to a covered lanai complete with a full outdoor kitchen overlooking the lagoon.

Cost to own

Mortgage calculator

$950,000
$190,000
Loan Term
Monthly Payment
$4,844
Principal & Interest: $4,844
Property taxes (est.): $1,264
Insurance (est.): $633
Estimated Total Monthly
$6,741
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$4,844
Property taxesest. at asking price, St. Johns County$1,264
HOAbilled quarterly$219
Estimated total, before insurance$6,326/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$14,652/yr · $1,221/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$741,570$729,096
2024$721,113$662,815
2023$602,559$602,559
2022$675,047$675,047
2021$225,000$225,000
2020$226,000$226,000

2025 property taxes (current owner): $14,652/yr

Estimated taxes if purchased at asking price: ~$15,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,783 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 31, 2026Active Under Contract$950,000
  • Feb 5, 2026Listed$950,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$950,000
Price / Sq Ft$358
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,657
Acres0.13 acres
Year Built2021
TypeResidential
Sub-TypeTownhouse
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
Direction FacesEast

School Information

Community Information

Address413 Marquesa Circle, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionThe Cove
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size5,662.8 sq ft
Parcel Number0237160260
ZoningResidential

Amenities

AmenitiesBeach Access, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage
ViewBeach, Water
Waterfront TypeLagoon

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories3
LevelsTwo
LaundryIn Unit, Upper Level
SecuritySecurity Gate

Exterior

Exterior FeaturesBalcony, Outdoor Kitchen
Patio / PorchRear Porch, Screened
FencingFenced, Back Yard
RoofMetal

Additional Information

Date ListedFebruary 5, 2026
Days on Market177
HOA Fees$655.51 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesTrash
Tax Amount$14,652.46
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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