This home is in Jacksonville.

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Pending

Pending·115 days on market

8235 Lobster Bay Court 201

Jacksonville, FL 32256

$175,000$153/sqftEst. $931/moMLS# 2136363

Beds

Baths

1,145

Sq Ft

2007

Built

—

Garage

Pool

About this home

Jacksonville

Great location in Jacksonville's Southside! This 2nd floor home has many new features, including new flooring in all bedrooms, brand new stackable washer and dryer, water heater, and air conditioner. The upgraded kitchen features stunning LED lighting under the cabinets that highlights the gorgeous quartz countertops and brand new stone backsplash. Additionally, all rooms are equipped with ceiling fans that have separate controls for the lights and fans. The home has been updated with energy-efficient LED light bulbs throughout. Located in the luxurious Key West-style Summer Key complex, residents can enjoy resort-style amenities such as an outdoor swimming pool, fitness center, indoor basketball court, and a clubroom with a billiard table and BBQs.

Cost to own

Mortgage calculator

Home Price

$175,000

Down Payment: 20%

$35,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$890

Principal & Interest: $890

Est. Taxes & Insurance: $222

Estimated Total Monthly

$1,112

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$931

Property taxesest. at asking price, Duval County$286

HOAbilled monthly$355

Estimated total, before insurance$1,572/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$172,000	$172,000	▲ $2,000
2024	$170,000	$170,000	—
2023	$170,000	$163,900	—
2022	$149,000	$149,000	—
2021	$122,000	$122,000	—
2020	$115,500	$115,500	—

2025 property taxes (current owner): $3,072/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.