Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

1 / 32

Active

Active·Listed today

4998 Key Lime Drive 106

Jacksonville, FL 32256

$174,900$151/sqftEst. $908/moMLS# 2164789

Beds

Baths

1,158

Sq Ft

2009

Built

—

Garage

Pool

About this home

Jacksonville

BEACHES OR DOWNTOWN? WHY CHOOSE? LIVE BETWEEN BOTH! LOCATION. PRIVACY. FLEXIBILITY. RESORT-STYLE! Welcome to SUMMER KEY in Jacksonville's thriving SOUTHSIDE/DEERWOOD area--close to major employers, corporate campuses, healthcare, colleges, shopping, dining & entertainment. This LARGE 2-BEDROOM / 2-BATH GROUND-FLOOR condo features a SPLIT-BEDROOM PLAN with EACH bedroom having its own PRIVATE FULL BATH--perfect for ROOMMATES, STUDENTS, GUESTS or anyone who wants their own space. NO STAIRS. NO ELEVATOR. NO HASSLE. Step outside to your PRIVATE PATIO overlooking a peaceful wooded NATURAL/PRESERVE SETTING. Positioned between DOWNTOWN JAX & the BEACHES with easy access to JTB & I-95, I-295 plus UNF, FSCJ, St. Johns Town Center & the Deerwood/Southside business corridor nearby. BIG 2/2. SPLIT-FLOOR PLAN. GROUND FLOOR. PRESERVE VIEW. DEDICATED PARKING. WORK. SCHOOL. BEACH. DOWNTOWN. SHOP. EAT. PLAY. REPEAT. ZERO BORING. JUST EASY LIVING. Homeownership: The Foundation of YOUR Lifestyle

Cost to own

Mortgage calculator

Home Price

$174,900

Down Payment: 20%

$34,980

Interest Rate: 6.76%

Loan Term

Monthly Payment

$908

Principal & Interest: $908

Property taxes (est.): $286

Insurance (est.): $117

Estimated Total Monthly

$1,311

*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$908

Property taxesest. at asking price, Duval County$286

HOAbilled monthly$384

Estimated total, before insurance$1,578/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,779/yr · $232/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,779/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

Sep 14, 2026Listed$174,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$174,900

Price / Sq Ft$151

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,158

Year Built2009

TypeResidential

Sub-TypeCondominium

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontNo

Community Information

Address4998 Key Lime Drive 106, Jacksonville, FL 32256

Area024-Baymeadows/Deerwood

SubdivisionSummer Key Condos

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Parcel Number1479841264

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Security, Spa/Hot Tub

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Assigned, Gated, Guest, Parking Lot, Secured

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Split Bedrooms

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Microwave, Refrigerator, Washer

HeatingCentral, Heat Pump

CoolingCentral Air

# of Stories1

LevelsOne

LaundryIn Unit

SecuritySecurity Gate, Smoke Detector(s)

Spa FeaturesCommunity

Exterior

Lot DescriptionWooded

Patio / PorchCovered, Patio

Road SurfaceAsphalt

Road FrontageCity Street

Additional Information

Date ListedSeptember 14, 2026

Days on Market0

HOA Fees$384 / Monthly

HOA FrequencyMonthly

HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water

Tax Amount$2,779.33

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: HOMESMART

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Keep looking

More homes in Summer Key Condos

Keep looking

Similar homes in Jacksonville

Explore the area

4998 Key Lime Drive 106

Jacksonville

Mortgage calculator

True monthly cost

Taxes & assessment

Price & status history

Features

Community Information

Amenities

Interior

Exterior

Additional Information

More homes in Summer Key Condos

Similar homes in Jacksonville

More in eTown

Curious what nearby homes sold for?