This home is in Jacksonville.

1 / 46

Active

Active·15 days on market

4950 Key Lime Drive 301

Jacksonville, FL 32256

$187,500$164/sqftEst. $998/moMLS# 2147167

Beds

Baths

1,145

Sq Ft

2018

Built

—

Garage

Pool

About this home

Jacksonville

Meticulously maintained top floor condo available for purchase! This updated and freshly painted end unit combines a functional open floor plan with amazing amenities and great location! As you enter, you'll be wowed by the high ceilings, new flooring, and views from your own private balcony. The layout includes split bedrooms, two pantries, large closets, and a renovated kitchen (newer cabinets, faucet, & backsplash). As an added bonus, all the appliances (including new washer/dryer) are included! The gated Summer Key Condo Complex is known for its resort-style amenities including clubhouse, pool, spa, fitness center, basketball court, billiards room, playground, & nature trails as well as its convenient location to shopping (Tinseltown, Town Center, etc) & highway access (JTB, Southside Blvd). Schedule your private showing today!

Cost to own

Mortgage calculator

Home Price

$187,500

Down Payment: 20%

$37,500

Interest Rate: 6.55%

Loan Term

Monthly Payment

$953

Principal & Interest: $953

Est. Taxes & Insurance: $238

Estimated Total Monthly

$1,191

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$998

Property taxesest. at asking price, Duval County$306

HOAbilled monthly$289

Estimated total, before insurance$1,593/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$176,000	$176,000	—
2024	$176,000	$176,000	—
2023	$176,000	$164,560	—
2022	$157,500	$149,600	—
2021	$136,000	$136,000	—
2020	$129,000	$75,829	—

2025 property taxes (current owner): $3,152/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,760 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 2, 2026Listed$187,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$187,500

Price / Sq Ft$164

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,145

Year Built2018

TypeResidential

Sub-TypeCondominium

StyleContemporary

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontNo

Direction FacesNorthwest

School Information

ElementaryGreenfield

MiddleSouthside

HighEnglewood

Community Information

Address4950 Key Lime Drive 301, Jacksonville, FL 32256

Area024-Baymeadows/Deerwood

SubdivisionSummer Key Condos

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Parcel Number1479844080

ZoningResidential

Amenities

AmenitiesPool, Barbecue, Basketball Court, Clubhouse, Gated, Jogging Path, Maintenance Grounds, Management - Full Time, Management- On Site, Park, Playground, Security, Spa/Hot Tub, Trash

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAssigned, Guest, Parking Lot

ViewPond, Trees/Woods, Water

Interior

Interior FeaturesEat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Washer/Dryer Stacked

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecurityCarbon Monoxide Detector(s), Fire Sprinkler System, Security Gate, Security Lights, Smoke Detector(s)