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This home is in Jacksonville — a gated community home in Jacksonville.

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Active·Listed today

4990 Key Lime Drive 306

Jacksonville, FL 32256

$178,900$154/sqftEst. $921/moMLS# 2160002

Beds

Baths

1,158

Sq Ft

2012

Built

—

Garage

Pool

About this home

Jacksonville

Welcome home to this well-maintained third-floor condo featuring 2 bedrooms, 2 bathrooms, and 1,158 square feet of comfortable living space. The split-bedroom floor plan offers added privacy, while the open layout and vaulted ceilings make the home feel bright and spacious. Step out onto the private balcony and enjoy a peaceful preserve view. Conveniently located near St. Johns Town Center, shopping, dining, and major roadways, this condo offers a great combination of comfort, convenience, and location.

Cost to own

Mortgage calculator

Home Price

$178,900

Down Payment: 20%

$35,780

Interest Rate: 6.67%

Loan Term

Monthly Payment

$921

Principal & Interest: $921

Property taxes (est.): $292

Insurance (est.): $119

Estimated Total Monthly

$1,332

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$921

Property taxesest. at asking price, Duval County$292

HOAbilled monthly$296

Estimated total, before insurance$1,509/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,667/yr · $139/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,667/yr

Estimated taxes if purchased at asking price: ~$3,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History