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This home is in Jacksonville.

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Active

Active·53 days on market

7749 Las Palmas Way 138

Jacksonville, FL 32256

$144,000$113/sqftEst. $734/moMLS# 2147140

Beds

Baths

1,276

Sq Ft

1973

Built

—

Garage

Pool

About this home

Jacksonville

**1ST FLOOR**UPDATED**AMAZING LOCATION** Home insurance is included in the HOA. Experience comfortable, convenient living in this 2 bed/2 bath condo! This unit features an OPEN FLOOR PLAN, a spacious living area, and recent upgrades including a NEW WATER HEATER, new flooring, and a new electrical box. The home is FRESHLY PAINTED and boasts large closets, and both bathrooms have floor to ceiling tile. The primary suite is a true retreat with a HUGE WALK-IN CLOSET and a HUGE WALK-IN SHOWER. Relax in the SPACIOUS SCREENED-IN LANAI or enjoy assigned parking right outside your door. Located in a charming, peaceful neighborhood with NO CDD FEE, you'll enjoy beautiful landscaping, walking trails, a dog park, and a community pool and jacuzzi within walking distance. This family-friendly community hosts fun events, cookouts, and weekly clubhouse activities. Situated near I-95, Baymeadows Rd and Southside Blvd, you have easy access to the beaches, and endless dining and shopping options just

Cost to own

Mortgage calculator

Home Price

$144,000

Down Payment: 20%

$28,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$734

Principal & Interest: $734

Property taxes (est.): $235

Insurance (est.): $96

Estimated Total Monthly

$1,065

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$734

Property taxesest. at asking price, Duval County$235

HOAbilled monthly$442

Estimated total, before insurance$1,411/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,666/yr · $222/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$138,500	$113,997	—
2024	$128,500	$103,634	▲ $14,500
2023	$114,000	$94,213	—
2022	$114,000	$85,649	—
2021	$91,500	$77,863	—
2020	$84,000	$70,785	—

2025 property taxes (current owner): $2,666/yr

Estimated taxes if purchased at asking price: ~$2,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,747 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 8, 2026Price change$144,000−$15,900
Jun 9, 2026Listed$159,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$144,000

Price / Sq Ft$113

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,276

Acres0.04 acres

Year Built1973

TypeResidential

Sub-TypeCondominium

StatusActive

Has PoolNo

Is WaterfrontNo

School Information

ElementaryBeauclerc

MiddleSouthside

HighEnglewood

Community Information

Address7749 Las Palmas Way 138, Jacksonville, FL 32256

Area024-Baymeadows/Deerwood

SubdivisionLos Prados Condos

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size1,742.4 sq ft

Parcel Number1485210138

ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Maintenance Grounds, Maintenance Structure, Management - Full Time, Management - Off Site, Playground, Sauna, Spa/Hot Tub, Trash

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAssigned, Guest, Parking Lot

ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringVinyl

# of Stories1

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Spa FeaturesCommunity