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7701 Baymeadows Circle W 1085

Jacksonville, FL 32256

$150,000$105/sqftEst. $772/moMLS# 2160406

Beds

Baths

1,430

Sq Ft

1983

Built

—

Garage

Pool

About this home

Jacksonville

Rare find in the desirable Village Green at Baymeadows! This 3-bedroom, 3-bath condo offers a coveted downstairs primary suite -- and every bedroom has its own en-suite bath, a layout that's hard to come by. The open-concept living space flows to a screened lanai overlooking a beautiful pond, where quiet privacy and water views make everyday mornings feel like a retreat. The kitchen has been redone with stainless steel appliances and extra cabinet space. That, with fresh new carpet, means it is move-in ready. Community amenities include a pool, tennis courts, fitness center, car wash area, and scenic walking trails that wind around lakes and a private pond. Minutes from shopping, dining, and major highways, you're connected to everything Jacksonville offers while coming home to something calmer. Schedule your showing today.

Cost to own

Mortgage calculator

Home Price

$150,000

Down Payment: 20%

$30,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$772

Principal & Interest: $772

Property taxes (est.): $245

Insurance (est.): $100

Estimated Total Monthly

$1,117

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$772

Property taxesest. at asking price, Duval County$245

HOAbilled monthly$600

Estimated total, before insurance$1,617/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1983)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,700 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History