This home is in Riverside, Jacksonville.
Sold·Closed Jun 30, 2026·59 days on market·Recent sales in Riverside·Riverside
542 Lancaster Street
Jacksonville, FL 32204
66 more homes for sale in Riverside →Search Riverside on the map
About this home
Riverside
Just steps from the St. Johns River, this 1913 historic residence captures the essence of Riverside living with a presence that is both timeless and inviting. A gracious wrap-around porch sets the tone, offering the perfect place to gather with friends, enjoy the river breeze, and take in the character of the neighborhood. Inside, the home is filled with natural light, enhanced by large windows that create a bright and welcoming atmosphere throughout. Each space feels open, comfortable, and thoughtfully connected. The first floor offers a blend of formal and informal living spaces designed for both everyday living and entertaining. A formal living room and dining room provide classic gathering spaces, while an additional informal living area offers flexibility and can easily serve as a home office. A full bathroom is conveniently located just off this space.
Next steps in Riverside
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1913)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,640 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $291,660 | $291,660 | — |
| 2024 | $291,285 | $291,285 | — |
| 2023 | $271,887 | $271,887 | — |
| 2022 | $267,940 | $267,940 | — |
| 2021 | $254,420 | $254,420 | — |
| 2020 | $251,976 | $251,976 | — |
2024 property taxes (current owner): $5,416/yr
Estimated taxes if purchased at asking price: ~$16,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $280/sq ft; this home is listed at $287/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1526 Copeland Street, Jacksonville, FL 32204Listed by COMPASS FLORIDA LLC | Jul 2026 | $1,205,000 | $334 | 4/3.5 | 3,608 | 88 | 0.4 |
| 2301 Oak Street, Jacksonville, FL 32204Listed by KELLER WILLIAMS JACKSONVILLE | Aug 2026 | $875,000 | $274 | 6/3.5 | 3,198 | 41 | 0.5 |
| 2052 Ernest Street, Jacksonville, FL 32204Listed by REMAX WELCOME HOME | Oct 2026 | $750,000 | $326 | 4/3 | 2,301 | 20 | 0.6 |
| 2257 Ernest Street, Jacksonville, FL 32204Listed by COMPASS FLORIDA LLC | Aug 2026 | $675,000 | $270 | 4/3 | 2,500 | 67 | 0.8 |
| 2598 Herschel Street, Jacksonville, FL 32204Listed by COMPASS FLORIDA LLC | Aug 2026 | $780,000 | $280 | 5/3 | 2,784 | 54 | 0.8 |
| 2772 Riverside Avenue, Jacksonville, FL 32205Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Aug 2026 | $815,500 | $252 | 5/4 | 3,230 | 80 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Riverside
Riverside is a neighborhood in Jacksonville, FL (Duval County), ZIP 32204.
View all Riverside homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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