This home is in San Marco, Jacksonville.

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Active

Active·66 days on market·San Marco

1630 Larue Avenue

Jacksonville, FL 32207

$600,000$173/sqftEst. $3,193/moMLS# 2144743

Beds

Baths

3,477

Sq Ft

1924

Built

—

Garage

Pool

About this home

San Marco

Prime investment opportunity just one block from vibrant San Marco Blvd, this exceptional multi-unit property offers a rare blend of lifestyle, flexibility, and income potential in one of Jacksonville's most desirable neighborhoods. The main residence is a beautifully updated 3bed/2bath home that is being sold fully furnished and is currently operating as a successful Airbnb, with reservations already on the books for the next several months; providing immediate income for the next owner. Attached to the main home is a well-appointed 2bed/1bath apartment, ideal for additional rental revenue or extended living arrangements. At the rear of the expansive lot sits a charming 818-square-foot detached 2bed/1bath cottage, partially furnished and ready to continue as a short-term rental or easily transition into a long-term lease.

Cost to own

Mortgage calculator

Home Price

$600,000

Down Payment: 20%

$120,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,050

Principal & Interest: $3,050

Est. Taxes & Insurance: $762

Estimated Total Monthly

$3,812

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,193

Property taxesest. at asking price, Duval County$980

Estimated total, before insurance$4,173/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$534,827	$509,735	—
2024	$463,396	$463,396	—
2023	$452,318	$424,705	▲ $9,582
2022	$420,860	$386,096	▲ $40,482
2021	$350,997	$350,997	▲ $21,967
2020	$322,957	$322,957	▲ $21,431

2025 property taxes (current owner): $10,229/yr

Estimated taxes if purchased at asking price: ~$11,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1924)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History