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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverside, Jacksonville.

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Active

Active·49 days on market·Riverside

2141 Forbes Street

Jacksonville, FL 32204

$699,000$201/sqftEst. $3,841/mo mortgageMLS# 2123493
↓ $50,900 below original list
4
Beds
5
Baths
3,472
Sq Ft
1907
Built
—
Garage
No
Pool

67 more homes for sale in Riverside →Search Riverside on the map

FEMA Zone XNo HOA8,276 sqft lotSingle Family Residence2 stories

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About this home

Riverside

Come enjoy fall on the open deck & priced below appraisal! In the heart of Jacksonville's historic Riverside, a huge main home with a modern 1/1 Carriage House. Main house beings with a stunning front door, complete with replica hardware & door chime. You'll find solid wood floors, an original fireplace with mantle & original pocket doors. The living room is accented with picture molding & leads seamlessly into a massive, well-designed eat in kitchen. A full bath located downstairs, along with a gathering room with an electric fireplace set against a rugged stone accent wall. The dining area is a showstopper, adorned with stunning chandeliers & sunlight streaming through a distinctive diamond muntin window. The kitchen blends character & is functional with custom wood trim, recessed lighting & ample cabinetry. A butcher block countertop & built-in wine cooler are a bonus. Additional space is provided by a charming modern Carriage House offering flexible options or rental potentia

Next steps in Riverside

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,841
Property taxesest. at asking price, Duval County$1,141
Estimated total, before insurance$4,983/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,370/yr · $948/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$699,000
$139,800
Loan Term
Monthly Payment
$3,841
Principal & Interest: $3,841
Property taxes (est.): $1,141
Insurance (est.): $466
Estimated Total Monthly
$5,449
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1907)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,557 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $335,000 in January 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$600,998$600,998—
2024$333,225$333,225▲ $17,952
2023$322,108$322,108▼ $168,151
2022$469,694$469,694▲ $32,395
2021$393,890$148,188▲ $36,269
2020$350,291$142,247—

2025 property taxes (current owner): $11,370/yr

Estimated taxes if purchased at asking price: ~$13,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 21, 2026Price change$699,000−$20,900
  • Sep 21, 2026Price change$719,900−$10,000
  • Jul 22, 2026Price change$729,900−$20,000
  • Jul 3, 2026Listed$749,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $280/sq ft; this home is listed at $201/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1526 Copeland Street, Jacksonville, FL 32204Listed by COMPASS FLORIDA LLCJul 2026$1,205,000$3344/3.53,608880.1
1102 Copeland Street, Jacksonville, FL 32204Listed by PURSUIT REAL ESTATE, LLCJun 2026$780,000$2983/32,6181180.1
2301 Oak Street, Jacksonville, FL 32204Listed by KELLER WILLIAMS JACKSONVILLEAug 2026$875,000$2746/3.53,198410.2
2257 Ernest Street, Jacksonville, FL 32204Listed by COMPASS FLORIDA LLCAug 2026$675,000$2704/32,500670.3
542 Lancaster Street, Jacksonville, FL 32204Listed by COMPASS FLORIDA LLCJun 2026$820,000$2674/33,068590.4
2598 Herschel Street, Jacksonville, FL 32204Listed by COMPASS FLORIDA LLCAug 2026$780,000$2805/32,784540.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$699,000
Price / Sq Ft$201
Bedrooms4
Bathrooms5.00
Full Baths5
Square Footage3,472
Acres0.19 acres
Year Built1907
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryWest Riverside, reported on 26 other Riverside listings
MiddleLake Shore, reported on 37 other Riverside listings
HighRiverside, reported on 39 other Riverside listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address2141 Forbes Street, Jacksonville, FL 32204
Area031-Riverside
SubdivisionRiverside
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Lot Size8,276.4 sq ft
Parcel Number0910550000

Amenities

UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached Carport, On Street

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Primary Bathroom - Shower No Tub, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Tile, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Upper Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionHistoric Area
Patio / PorchCovered, Deck, Front Porch, Porch, Rear Porch
FencingOther, Full, Wood
ConstructionFrame
Other StructuresGuest House
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 3, 2026
Days on Market289
Tax Amount$11,370.43
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: AMERICAN REALTY AND MANAGEMENT

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverside

Riverside is a neighborhood in Jacksonville, FL (Duval County), ZIP 32204.

View all Riverside homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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