This home is in Riverside, Jacksonville.
Sold·Closed Aug 17, 2026·67 days on market·Recent sales in Riverside·Riverside
2257 Ernest Street
Jacksonville, FL 32204
66 more homes for sale in Riverside →Search Riverside on the map
About this home
Riverside
This restored bungalow in historic Riverside offers a rare opportunity to steward a home that has been held by the same family for four generations. This is the first time it has ever been offered to the public. Over the past eleven years, the current owner has completed a comprehensive restoration, taking the home to the studs and rebuilding it with extraordinary care. Every decision reflects a respect for craftsmanship and structural integrity. The broad front porch sets the tone, anchored by two distinctive coquina block planters. The coquina foundation wall and chimney carry quiet historical significance, tying the home to a material deeply rooted in Florida's architectural story. A porch swing and custom 2½-inch Schedule 40 handrails on the staircases add both presence and permanence. Inside, the 2,500 square feet of living space is beautifully proportioned and thoughtfully arranged. The main level offers two bedrooms, a dedicated office, and two full bathrooms.
Next steps in Riverside
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 1924)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,749 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $420,925 | $172,821 | — |
| 2024 | $391,736 | $167,243 | ▼ $564 |
| 2023 | $406,459 | $160,916 | ▲ $256,907 |
| 2022 | $129,276 | $42,883 | — |
| 2021 | $122,084 | $40,178 | ▲ $1,202 |
| 2020 | $118,974 | $38,933 | — |
2025 property taxes (current owner): $3,613/yr
Estimated taxes if purchased at asking price: ~$13,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 17, 2026Closed$675,000
- Feb 27, 2026Listed$675,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $274/sq ft; this home is listed at $270/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2363 Ernest Street, Jacksonville, FL 32204Listed by CB ISAAC REALTY | Sep 2026 | $370,000 | $193 | 4/3 | 1,916 | 26 | 0.1 |
| 2052 Ernest Street, Jacksonville, FL 32204Listed by REMAX WELCOME HOME | Oct 2026 | $750,000 | $326 | 4/3 | 2,301 | 20 | 0.2 |
| 2686 Green Street, Jacksonville, FL 32204Listed by SOUTHEAST ATLANTIC REALTY | Aug 2026 | $523,000 | $256 | 3/2.5 | 2,041 | 183 | 0.5 |
| 2301 Oak Street, Jacksonville, FL 32204Listed by KELLER WILLIAMS JACKSONVILLE | Aug 2026 | $875,000 | $274 | 6/3.5 | 3,198 | 41 | 0.5 |
| 2653 Forbes Street, Jacksonville, FL 32204Listed by COWFORD REALTY & DESIGN LLC | Aug 2026 | $125,000 | $61 | 3/2 | 2,045 | 0 | 0.5 |
| 2598 Herschel Street, Jacksonville, FL 32204Listed by COMPASS FLORIDA LLC | Aug 2026 | $780,000 | $280 | 5/3 | 2,784 | 54 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Riverside
Riverside is a neighborhood in Jacksonville, FL (Duval County), ZIP 32204.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines