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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverside, Jacksonville.

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Sold

Sold·Closed Aug 19, 2026·41 days on market·Recent sales in Riverside·Riverside

2301 Oak Street

Jacksonville, FL 32204

$875,000sold priceListed at $895,000 · 97.8% of asking$274/sqftMLS# 2153181
6
Beds
3.5
Baths
3,198
Sq Ft
1919
Built
—
Garage
No
Pool

66 more homes for sale in Riverside →Search Riverside on the map

FEMA Zone XNo HOA6,098 sqft lotSingle Family Residence2 stories

About this home

Riverside

Iconic 1919 Craftsman in the heart of historic Riverside, thoughtfully restored to preserve its architectural charm while incorporating modern updates. A celebrated wraparound porch welcomes you to this exceptional 3,198 square foot home featuring 6 bedrooms, including 2 first-floor primary suites, and 3.5 beautifully renovated baths. Natural light fills the home through restored leaded-glass diamond-pane windows. Soaring coffered ceilings, original wood floors, two fireplaces and a stunning bay window with built-in seating, create warm, inviting living spaces. The custom kitchen features marble countertops, a breakfast bar, high-end appliances, abundant custom cabinetry, and generous workspace. The renovated bathrooms blend classic style with modern finishes, showcasing custom tile and quality workmanship. The flexible floor plan offers 2 primary suites on the main level, providing convenience for guests or multigenerational living. Upstairs, you'll find 4 spacious bedrooms and a ful

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,847
Property taxesest. at asking price, Duval County$1,429
Estimated total, before insurance$6,275/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,665/yr · $972/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$875,000
$175,000
Loan Term
Monthly Payment
$4,847
Principal & Interest: $4,847
Property taxes (est.): $1,429
Insurance (est.): $583
Estimated Total Monthly
$6,859
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1919)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,724 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
  • Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $793,000 in April 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$635,853$635,853▲ $30,247
2024$607,394$557,394▼ $129
2023$619,313$569,313▼ $51,806
2022$611,836$611,836▼ $12,405
2021$518,106$518,106—
2020$500,929$500,929—

2025 property taxes (current owner): $11,665/yr

Estimated taxes if purchased at asking price: ~$17,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 19, 2026Closed$895,000
  • Aug 4, 2026Pending$895,000
  • Jul 12, 2026Active Under Contract$895,000
  • Jun 30, 2026Listed$895,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $298/sq ft; this home is listed at $280/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1526 Copeland Street, Jacksonville, FL 32204Listed by COMPASS FLORIDA LLCJul 2026$1,205,000$3344/3.53,608880.1
1102 Copeland Street, Jacksonville, FL 32204Listed by PURSUIT REAL ESTATE, LLCJun 2026$780,000$2983/32,6181180.2
2598 Herschel Street, Jacksonville, FL 32204Listed by COMPASS FLORIDA LLCAug 2026$780,000$2805/32,784540.3
1130 Acosta Street, Jacksonville, FL 32204Listed by ONE REALTY CORPJun 2026$417,500$1194/2.53,523870.4
2052 Ernest Street, Jacksonville, FL 32204Listed by REMAX WELCOME HOMEOct 2026$750,000$3264/32,301200.5
2257 Ernest Street, Jacksonville, FL 32204Listed by COMPASS FLORIDA LLCAug 2026$675,000$2704/32,500670.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$895,000
Price / Sq Ft$280
Bedrooms6
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,198
Acres0.14 acres
Year Built1919
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesSoutheast

School Information

ElementaryWest Riverside
MiddleLake Shore
HighRiverside

Community Information

Address2301 Oak Street, Jacksonville, FL 32204
Area031-Riverside
SubdivisionRiverside
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Lot Size6,098.4 sq ft
Parcel Number0907310000
ZoningResidential/Office

Amenities

Community FeaturesSidewalks, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Guest Suite, His and Hers Closets, In-Law Floorplan, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Gas Range, Ice Maker, Refrigerator, Tankless Water Heater, Washer/Dryer Stacked, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces2
# of Stories2
LevelsTwo

Exterior

Lot DescriptionCorner Lot
Patio / PorchDeck, Front Porch, Porch, Wrap Around
RoofShingle
Other StructuresShed(s)
Road FrontageCity Street

Additional Information

Date ListedJune 30, 2026
Days on Market41
Tax Amount$11,664.8
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS JACKSONVILLE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverside

Riverside is a neighborhood in Jacksonville, FL (Duval County), ZIP 32204.

View all Riverside homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 19, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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