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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in San Marco, Jacksonville — a waterfront home in Jacksonville.

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Active Under Contract

$2,500,000Active Under Contract3 bd · 3 ba · 2,452 sq ft

Active Under Contract·96 days on market·San Marco

1676 River Road

Jacksonville, FL 32207

$2,500,000$1020/sqftEst. $13,549/mo mortgageMLS# 2159595
3
Beds
3
Baths
2,452
Sq Ft
1932
Built
—
Garage
No
Pool

31 more homes for sale in San Marco →Search San Marco on the map

FEMA Zone XNo HOA16,988 sqft lotWaterfrontSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

San Marco

San Marco Riverfront Home - Experience waterfront living in one of the finest neighborhoods in Jax - San Marco! This beautifully remodeled 3-bedroom, 3-bathroom home on the St. Johns River is a short walk to San Marco Square. Inside, gleaming oak hardwood floors and an open-concept floor plan seamlessly connects the kitchen, dining, and living areas. French doors open from living room onto a riverfront porch, the perfect setting to relax and enjoy spectacular water views. The chef's kitchen features granite countertops, stainless steel appliances, a 6-burner gas range, and breathtaking river views. An eat-in breakfast bar provides the perfect spot to enjoy your morning coffee. The first floor includes a large sized laundry room with shelving AND a convenient office (could easily be 4th BR) with access to a full bath. Upstairs, the oversized primary suite is a retreat, with a private sun porch with river views! Vacant adjoining lot included - ALL ZONED RMD-D - so many possibilities!

Next steps in San Marco

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$13,549
Property taxesest. at asking price, Duval County$4,092
Estimated total, before insurance$17,641/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$19,784/yr · $1,649/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,500,000
$500,000
Loan Term
Monthly Payment
$13,549
Principal & Interest: $13,549
Property taxes (est.): $4,092
Insurance (est.): $1,667
Estimated Total Monthly
$19,308
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1932)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,753 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$1,466,994$1,095,581—

2025 property taxes (current owner): $19,784/yr

Estimated taxes if purchased at asking price: ~$49,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Oct 26, 2026Active Under Contract$2,500,000
  • Aug 11, 2026Listed$2,500,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $306/sq ft; this home is listed at $1,020/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1112 Colombo Street, Jacksonville, FL 32207Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$749,900$2384/3.53,148270.2
909 Cedar Street, Jacksonville, FL 32207Listed by REAL BROKER LLCAug 2026$525,000$2904/31,813980.3
1985 Largo Road, Jacksonville, FL 32207Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$1,450,000$6264/3.52,31620.5
2405 Pineridge Road, Jacksonville, FL 32207Listed by HERRON REAL ESTATE LLCAug 2026$720,000$2743/22,623440.8
2564 Pineridge Road, Jacksonville, FL 32207Listed by BEYCOME OF FLORIDA LLCAug 2026$675,000$3063/2.52,20580.9
2769 White Oak Lane, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$1,200,000$4233/32,839461

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$2,500,000
Price / Sq Ft$1,020
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,452
Acres0.39 acres
Year Built1932
TypeResidential
Sub-TypeSingle Family Residence
StyleSpanish
Property ConditionUpdated/Remodeled
StatusActive Under Contract
Has PoolNo
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
ElementaryHendricks Avenue, reported on 65 other San Marco listings
MiddleAlfred Dupont, reported on 44 other San Marco listings
HighTerry Parker, reported on 31 other San Marco listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1676 River Road, Jacksonville, FL 32207
Area011-San Marco
SubdivisionSan Marco
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size16,988.4 sq ft
Lot Dimensions130 x 140
Parcel Number0811140005
ZoningMulti Family

Amenities

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCircular Driveway, Off Street, Other
ViewRiver
Waterfront TypeRiver Front, Seawall

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Gas Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringStone, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryLower Level
Spa FeaturesHeated, Above Ground

Exterior

Exterior FeaturesDock
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch
FencingBack Yard
RoofShingle
ConstructionStucco
Road FrontageCity Street

Additional Information

Date ListedAugust 11, 2026
Days on Market96
Tax Amount$19,784.13
Tax Year2025
Listing TermsCash, Conventional, FHA, Owner May Carry, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LINDA STRICKLAND REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About San Marco

San Marco is a neighborhood in Jacksonville, FL (Duval County), ZIP 32207.

View all San Marco homes for sale →
Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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