This home is in Riverside, Jacksonville.
Active Under Contract·47 days on market·Riverside
2052 Ernest Street
Jacksonville, FL 32204
67 more homes for sale in Riverside →Search Riverside on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Riverside
Built in 2018 to echo Riverside's early-1900s architecture, this impeccable 4-br 3-bath Craftsman offers classic character w/o the maintenance of an older home. A full covered front porch welcomes you into an elevated interior featuring 10-foot ceilings, 6'' plank wood floors, crown molding, plantation shutters, custom built-ins & abundant natural light. The designer kitchen impresses with double-stacked, two-tone cabinetry & opens effortlessly to the living & dining areas. The spacious primary suite includes a tray ceiling, a high-end customized closet, plus an adjoining bonus room. Entertain outdoors on the newer deck with built-in seating, fiber-optic lighting and a remote-controlled awning with wind sensor. Additional highlights include smart-home features, tankless water heater, water softener, reverse osmosis, irrigation, extended parking & detached garage. Near Riverside Park & walkable to Five Points, dining, shop & entertainment. This one truly stands apart!
Next steps in Riverside
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,574 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $10,543/yr
Estimated taxes if purchased at asking price: ~$14,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 8, 2026Active Under Contract$749,000
- Aug 19, 2026Listed$749,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REMAX WELCOME HOME
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Riverside
Riverside is a neighborhood in Jacksonville, FL (Duval County), ZIP 32204.
View all Riverside homes for sale →Keep looking
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines