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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·102 days on market

2916 Post Street

Jacksonville, FL 32205

$714,999$244/sqftEst. $3,914/moMLS# 2152196
↓ $4,002 below original list
6
Beds
5
Baths
2,931
Sq Ft
1926
Built
1
Garage
No
Pool
FEMA Zone XNo HOA6,098 sqft lotDuplex1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

BACK ON THE MARKET THROUGH NO FAULT OF THE SELLER! Seller is offering up to $10,000 toward buyer closing costs with an acceptable offer! Timeless Riverside charm meets modern luxury in this beautifully reimagined 1926 property with an additional 520 sq. ft. above-garage ADU, creating a rare income-producing or multi-generational living opportunity. Thoughtfully renovated from top to bottom, this property features a new roof, updated A/C systems, tankless water heaters, fully rewired electrical with new panels, and updated plumbing, blending historic character with today's modern conveniences. The main home is configured as separate upstairs and downstairs residences, each offering a private primary suite, light-filled living areas, fully equipped kitchens with quartz countertops, brand-new stainless-steel appliances, and designer-selected finishes. Every bathroom showcases custom tilework and carefully chosen vanities. A truly special Riverside opportunity you won't want to miss!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$3,914
Property taxesest. at asking price, Duval County$1,167
Estimated total, before insurance$5,081/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,446/yr · $787/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$714,999
$143,000
Loan Term
Monthly Payment
$3,914
Principal & Interest: $3,914
Property taxes (est.): $1,168
Insurance (est.): $477
Estimated Total Monthly
$5,558
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1926)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,343 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$474,822$474,822—
2024$474,822$130,433—
2023$474,822$121,640—
2022$422,064$113,425—
2021$322,410$105,741▲ $30,043
2020$292,367$100,274—

2025 property taxes (current owner): $9,446/yr

Estimated taxes if purchased at asking price: ~$14,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 28, 2026Price change$714,999−$1,000
  • Sep 5, 2026Active$715,999
  • Aug 27, 2026Active Under Contract$715,999
  • Jul 30, 2026Price change$715,999−$3,000
  • Jul 17, 2026Price change$718,999−$2
  • Jul 9, 2026Price change$719,001+$1
  • Jun 26, 2026Listed$719,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$714,999
Price / Sq Ft$244
Bedrooms6
Bathrooms5.00
Full Baths5
Square Footage2,931
Acres0.14 acres
Year Built1926
TypeResidential Income
Sub-TypeDuplex
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryWest Riverside
MiddleLake Shore
HighRiverside

Community Information

Address2916 Post Street, Jacksonville, FL 32205
Area031-Riverside
SubdivisionRiverside
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size6,098.4 sq ft
Parcel Number0646310010
ZoningResidential

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Off Street, Shared Driveway

Interior

AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric, Separate Meters
FlooringTile
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesCourtyard
Lot DescriptionHistoric Area
RoofShingle

Additional Information

Date ListedJune 26, 2026
Days on Market99
Tax Amount$9,445.71
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LPT REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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