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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Jun 8, 2026·8 days on market·Recent sales in Over 55 & Active Adult

6964 Ramoth Drive

Jacksonville, FL 32226

$740,000sold priceListed at $900,000 · 82.2% of asking$176/sqftMLS# 2136158
4
Beds
3
Baths
4,199
Sq Ft
1976
Built
—
Garage
Yes
Pool
No HOA0.58 acresWaterfrontSingle Family Residence1 story

About this home

Jacksonville

Enjoy stunning riverfront views from this unique property featuring your own private boat ramp and a resort-style party pool, perfect for entertaining and waterfront living. Situated on over half an acre, this home offers incredible potential to create your dream riverfront retreat. Inside, you'll find onyx bathrooms, an upgraded kitchen with island and glass-front cabinets, and a huge step-down family room ideal for gatherings. The second and third bedrooms are exceptionally spacious, offering plenty of flexibility for guests, office space, or hobbies. Many renovations have already been completed--just bring a little TLC and your vision to unlock the full potential and build instant equity in this amazing waterfront opportunity.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,099
Property taxesest. at asking price, Duval County$1,208
Estimated total, before insurance$5,307/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,778/yr · $565/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$740,000
$148,000
Loan Term
Monthly Payment
$4,099
Principal & Interest: $4,099
Property taxes (est.): $1,208
Insurance (est.): $493
Estimated Total Monthly
$5,801
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$748,760$378,520—
2024$728,650$356,971▼ $1,089
2023$732,379$345,118—
2022$687,276$331,040▲ $62,739
2021$513,022$319,942▲ $29,383
2020$476,351$314,835—

2024 property taxes (current owner): $6,778/yr

Estimated taxes if purchased at asking price: ~$14,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $265/sq ft; this home is listed at $214/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5043 Mariners Point Drive, Jacksonville, FL 32225Listed by HOME PLACE REALTYJun 2026$935,000$2654/43,525540.6
4944 Mariners Point Drive, Jacksonville, FL 32225Listed by OCCUPY REAL ESTATE GROUP, LLC.Jun 2025$851,000$2604/33,271270.6
4958 Maybank Way, Jacksonville, FL 32225Listed by REAL BROKER LLCJun 2026$1,950,000$4995/43,90980.8
13263 Ft Caroline Road, Jacksonville, FL 32225Listed by UNITED REAL ESTATE GALLERYSep 2026$1,165,000$3864/3.53,016200.9
12511 Mission Hills Circle N, Jacksonville, FL 32225Listed by WATSON REALTY CORPJun 2025$879,000$2166/4.54,064181.1
12538 Turnberry Drive, Jacksonville, FL 32225Listed by WATSON REALTY CORPNov 2025$777,500$2295/43,393221.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$900,000
Price / Sq Ft$214
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage4,199
Acres0.58 acres
Year Built1976
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes
Direction FacesEast

School Information

ElementaryNew Berlin
MiddleOceanway
HighFirst Coast

Community Information

Address6964 Ramoth Drive, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionHeckscher Drive Est
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size25,264.8 sq ft
Parcel Number1601430000
ZoningResidential

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage
ViewIntracoastal
Waterfront TypeIntracoastal

Interior

AppliancesElectric Range, Refrigerator
HeatingHeat Pump
CoolingCentral Air
FlooringTile
# of Stories1

Exterior

Road SurfaceAsphalt
Road FrontageEasement

Additional Information

Date ListedMarch 25, 2026
Days on Market8
Tax Amount$6,778
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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