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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Mariner Point, Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Apr 17, 2026·222 days on market·Recent sales in Mariner Point·Mariner Point

4952 White Bluff Drive

Jacksonville, FL 32225

$660,000sold priceListed at $690,000 · 95.7% of asking$206/sqftMLS# 2101283
5
Beds
3
Baths
3,206
Sq Ft
1982
Built
2
Garage
Yes
Pool

All Mariner Point homes for sale →Search Mariner Point on the map

No HOA0.40 acresSingle Family Residence1 story

About this home

Mariner Point

PRICED TO SELL -- now BELOW recent appraised value! Welcome to Mariner's Point, one of Jacksonville's most loved riverfront neighborhoods, known for its gorgeous canopy of mature trees, friendly streets, and true sense of community. This spacious 5-bedroom, 3-bath, single-level all-brick home was designed for gathering and multigenerational living, offering multiple living areas, a split floor plan, and a flexible fifth bedroom perfect for guests, a home office, or bonus space. Enjoy your private backyard retreat with a heated pool and spa, plus an oversized driveway with room to park an RV or boat. Take in St. Johns River views from the front yard, with the Fulton public boat ramp just blocks away. Located directly across from Mariner's Point Yacht Club, with boat slips available for rent or purchase. A welcoming front porch, neighborhood events, and a relaxed river lifestyle complete the picture. Ping-pong table conveys.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,627
Property taxesest. at asking price, Duval County$1,078
Estimated total, before insurance$4,705/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,855/yr · $488/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,029 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,855/yr

Estimated taxes if purchased at asking price: ~$12,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $243/sq ft; this home is listed at $215/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5043 Mariners Point Drive, Jacksonville, FL 32225Listed by HOME PLACE REALTYJun 2026$935,000$2654/43,525540.1
4848 Charles Bennett Drive, Jacksonville, FL 32225Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$645,000$2434/2.52,655280.2
4958 Maybank Way, Jacksonville, FL 32225Listed by REAL BROKER LLCJun 2026$1,950,000$4995/43,90980.2
4432 Hartman Road, Jacksonville, FL 32225Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$395,000$1664/2.52,38030.6
12707 Ft Caroline Road, Jacksonville, FL 32225Listed by WATSON REALTY CORPJul 2026$575,000$1964/32,934130.6
4456 Breakwater Row W, Jacksonville, FL 32225Listed by WATSON REALTY CORPMay 2026$600,000$2424/32,48220.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$690,000
Price / Sq Ft$215
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage3,206
Total Structure Area4,070 sq ft
Acres0.40 acres
Year Built1982
TypeResidential
Sub-TypeSingle Family Residence
StyleMulti Generational, Ranch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Electric Heat, Heated, Screen Enclosure
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryDon Brewer, reported on 4 other Mariner Point listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address4952 White Bluff Drive, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionMariner Point
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size17,424 sq ft
Lot Dimensions120 x 130
Parcel Number1606831080
ZoningResidential

Amenities

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Not Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener
ViewRiver, Other

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Elevator, Entrance Foyer, His and Hers Closets, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Tile
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit
SecuritySmoke Detector(s)
Spa FeaturesIn Ground

Exterior

Patio / PorchDeck, Screened
FencingBack Yard, Wood
RoofShingle
ConstructionBrick, Brick Veneer, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 3, 2026
Days on Market222
Tax Amount$5,854.5
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Sold by: VIT HOMES REALTY LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Mariner Point

Mariner Point is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.

View all Mariner Point homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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