This home is in Jacksonville — a waterfront home in Jacksonville.
$1,965,000Active Under Contract4 bd · 4 ba · 5,072 sq ft
Active Under Contract·51 days on market
7156 Ramoth Drive
Jacksonville, FL 32226
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About this home
Jacksonville
Set on over HALF AN ACRE LOT with approximately 160 FEET of direct frontage along the ST.JOHNS RIVER, this exceptional waterfront property offers expansive views and DEEP WATER ACCESS, private DOCK AND BOAT RAMP--ideal for effortless boating WITHOUT TIDAL LIMITATIONS. Tucked away in a quiet community with no HOA, the property is fenced with an automatic gate, offering a serene outdoor setting with wide-open views, coastal breezes, and a natural shoreline that reveals a SANDY BEACH AT LOW TIDE. The interior is filled with natural sunlight and thoughtfully updated for comfort and efficiency. It features a geothermal HVAC system, updated insulated ductwork, LED lighting, and Pella double-pane, Low-E, impact-rated windows. Additional interior highlights include luxury vinyl plank flooring and a newly installed 1,000 lb capacity cable elevator. The open-concept kitchen overlooks the living areas and the river, boasting updated cabinetry, quartz countertops and backsplash
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1999)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Public water · JEA
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,811 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
South Beach Pavillion, Little Talbot Island State Parkabout 5 mi · 100 parking spaces
Closest park or preserve
Theodore Roosevelt Area and Fort Caroline (Timucuan Preserve)about 0.7 mi · 9.3 mi of trails
Closest public boat ramp
Fulton Road Unimproved Landingabout 1.0 mi · St. Johns River
Closest kayak & paddleboard launch
Joe Carlucci Sisters Creek Park – Paddlecraft Launch Beachabout 2 mi · St. Johns River
Closest youth league fields
Ed Austin Regional Parkabout 2 mi · Baseball, Softball, Soccer
Closest grocery store
Publixabout 2 mi · 2771 Monument Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,110,810 | $1,023,978 | — |
| 2024 | $1,098,818 | $994,413 | ▼ $538 |
| 2023 | $1,106,725 | $963,994 | — |
| 2022 | $1,035,582 | $931,659 | ▼ $108,894 |
| 2021 | $1,036,612 | $1,021,555 | ▲ $84,254 |
| 2020 | $928,687 | $928,687 | — |
2025 property taxes (current owner): $18,744/yr
Estimated taxes if purchased at asking price: ~$38,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 2, 2026Active Under Contract$1,965,000
- Sep 11, 2026Listed$1,965,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $251/sq ft; this home is listed at $387/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 6964 Ramoth Drive, Jacksonville, FL 32226Listed by MARK SPAIN REAL ESTATE | Jun 2026 | $740,000 | $176 | 4/3 | 4,199 | 8 | 0.3 |
| 4958 Maybank Way, Jacksonville, FL 32225Listed by REAL BROKER LLC | Jun 2026 | $1,950,000 | $499 | 5/4 | 3,909 | 8 | 1.1 |
| 12511 Mission Hills Circle N, Jacksonville, FL 32225Listed by WATSON REALTY CORP | Jun 2025 | $879,000 | $216 | 6/4.5 | 4,064 | 18 | 1.2 |
| 12626 Mission Hills Circle N, Jacksonville, FL 32225Listed by KST GROUP LLC | Oct 2025 | $650,000 | $164 | 4/3.5 | 3,972 | 4 | 1.3 |
| 4957 Motor Yacht Drive, Jacksonville, FL 32225Listed by CORE REALTY, LLC | Oct 2025 | $1,250,000 | $345 | 4/3.5 | 3,621 | 94 | 1.3 |
| 5992 Heckscher Drive, Jacksonville, FL 32226Listed by WATSON REALTY CORP | Mar 2026 | $910,420 | $251 | 4/2.5 | 3,628 | 27 | 1.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS PV
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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