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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Jun 3, 2026·8 days on market·Recent sales in Jacksonville

4958 Maybank Way

Jacksonville, FL 32225

$1,950,000sold priceListed at $1,950,000 · 100% of asking$499/sqftMLS# 2134594
5
Beds
4
Baths
3,909
Sq Ft
1989
Built
3
Garage
Yes
Pool
HOA $61/mo16,553 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Jacksonville

Wake up to sweeping St. Johns River views and the kind of deepwater access boaters dream about, with the Atlantic Ocean just a short boat ride away. Situated on a wide stretch of the river in the 32225 area, this beautifully refreshed 5-bedroom, 4-bath home is designed to capture the water from nearly every room. Soaring ceilings and walls of windows frame stunning river views, while brand new windows fill the home with natural light. The primary suite offers a true retreat with a sunlit sitting room or office overlooking the river and a newly renovated bath. Recent improvements include a new roof, new stucco, fresh interior and exterior paint, updated landscaping, and a resurfaced pool and spa. The private dock features two boat lifts (10,000 lb and 3,500 lb), including a covered lift with power and water, offering rare deep-water access just 7 miles from the ocean.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$10,801
Property taxesest. at asking price, Duval County$3,184
HOAbilled annually$61
Estimated total, before insurance$14,046/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,359/yr · $863/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,950,000
$390,000
Loan Term
Monthly Payment
$10,801
Principal & Interest: $10,801
Property taxes (est.): $3,184
Insurance (est.): $1,300
Estimated Total Monthly
$15,285
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,751 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,060,249$552,883▲ $129,360
2024$932,608$536,594▲ $81,265
2023$715,595$521,963—
2022$698,561$505,304▲ $39,697
2021$596,081$489,131—
2020$531,688$481,688▼ $21,560

2025 property taxes (current owner): $10,359/yr

Estimated taxes if purchased at asking price: ~$38,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $260/sq ft; this home is listed at $499/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5043 Mariners Point Drive, Jacksonville, FL 32225Listed by HOME PLACE REALTYJun 2026$935,000$2654/43,525540.2
4944 Mariners Point Drive, Jacksonville, FL 32225Listed by OCCUPY REAL ESTATE GROUP, LLC.Jun 2025$851,000$2604/33,271270.3
12707 Ft Caroline Road, Jacksonville, FL 32225Listed by WATSON REALTY CORPJul 2026$575,000$1964/32,934130.8
6964 Ramoth Drive, Jacksonville, FL 32226Listed by MARK SPAIN REAL ESTATEJun 2026$740,000$1764/34,19980.8
11257 Portside Drive, Jacksonville, FL 32225Listed by HOMECOIN.COMSep 2026$800,000$2604/33,0751100.9
11050 Harbor Cay Court, Jacksonville, FL 32225Listed by HOMECOIN.COMJun 2026$1,380,000$4234/4.53,262660.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,950,000
Price / Sq Ft$499
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,909
Acres0.38 acres
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Heated, Pool Sweep, Waterfall
Is WaterfrontYes

School Information

Community Information

Address4958 Maybank Way, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionSt Johns Landing
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size16,552.8 sq ft
Parcel Number1606791146

Amenities

Community FeaturesSidewalks, Fishing, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewRiver, Water

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDisposal, Double Oven, Dryer, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesDouble Sided, Wood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
Spa FeaturesIn Ground, Heated, Private

Exterior

Exterior FeaturesBoat Lift, Boat Ramp - Private, Dock, Fire Pit, Outdoor Kitchen, Tennis Court(s)
Patio / PorchAwning(s), Rear Porch
FencingBack Yard, Full, Wrought Iron
RoofShingle
ConstructionStucco
Other StructuresBoat House, Outdoor Kitchen, Tennis Court(s)

Additional Information

Date ListedMarch 12, 2026
Days on Market8
HOA Fees$734 / Annually
HOA FrequencyAnnually
Tax Amount$10,358.96
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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