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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Mariner Point, Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Jun 26, 2026·54 days on market·Recent sales in Mariner Point·Mariner Point

5043 Mariners Point Drive

Jacksonville, FL 32225

$935,000sold priceListed at $950,000 · 98.4% of asking$265/sqftMLS# 2129112
4
Beds
4
Baths
3,525
Sq Ft
1983
Built
2
Garage
Yes
Pool

All Mariner Point homes for sale →Search Mariner Point on the map

No HOA0.53 acresWaterfrontSingle Family Residence1 story

About this home

Mariner Point

Feel the stress melt away as you arrive on the tranquil, tree-lined streets of the highly sought-after Mariners Point community—where character reigns and no two homes are alike. This spacious St. Johns River residence offers a rare opportunity to create a truly custom retreat in a serene waterfront setting. The expansive living room welcomes you with views of the pool and sweeping river vistas, setting the tone for relaxed everyday living and effortless entertaining. A generously sized kitchen with an eat-in area provides ample space to prepare meals and gather with family and friends. At the rear of the home, a massive den opens to a large deck, offering endless possibilities for indoor-outdoor living and entertaining. The owner's suite is spacious and comfortable, featuring a large en-suite bath. Three additional bedrooms provide flexibility, including one with a private bath and two connected by a Jack-and-Jill bathroom. Adding to the home's unique appeal, the bath off the den

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,179
Property taxesest. at asking price, Duval County$1,527
Estimated total, before insurance$6,706/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$14,435/yr · $1,203/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$935,000
$187,000
Loan Term
Monthly Payment
$5,179
Principal & Interest: $5,179
Property taxes (est.): $1,527
Insurance (est.): $623
Estimated Total Monthly
$7,329
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 1983)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,752 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$790,311$790,311—
2024$791,135$791,135▲ $32,252
2023$762,311$762,311—
2022$738,621$738,621—
2021$655,977$582,627—
2020$642,657$573,893—

2025 property taxes (current owner): $14,435/yr

Estimated taxes if purchased at asking price: ~$18,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $243/sq ft; this home is listed at $270/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4944 Mariners Point Drive, Jacksonville, FL 32225Listed by OCCUPY REAL ESTATE GROUP, LLC.Jun 2025$851,000$2604/33,271270.1
4958 Maybank Way, Jacksonville, FL 32225Listed by REAL BROKER LLCJun 2026$1,950,000$4995/43,90980.2
4848 Charles Bennett Drive, Jacksonville, FL 32225Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$645,000$2434/2.52,655280.3
6964 Ramoth Drive, Jacksonville, FL 32226Listed by MARK SPAIN REAL ESTATEJun 2026$740,000$1764/34,19980.6
6783 Cabello Drive, Jacksonville, FL 32226Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$630,000$2404/32,62140.7
12707 Ft Caroline Road, Jacksonville, FL 32225Listed by WATSON REALTY CORPJul 2026$575,000$1964/32,934130.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$950,000
Price / Sq Ft$270
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,525
Acres0.53 acres
Year Built1983
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes

Community Information

Address5043 Mariners Point Drive, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionMariner Point
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size23,086.8 sq ft
Parcel Number1606831054

Amenities

UtilitiesElectricity Connected, Sewer Connected
SewerPublic Sewer
Water SourceWell
ParkingCircular Driveway
ViewRiver

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Double Oven, Electric Oven, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces2
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup
Window FeaturesSkylight(s)

Exterior

RoofTile

Additional Information

Date ListedFebruary 25, 2026
Days on Market54
Tax Amount$14,435.06
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HOME PLACE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Mariner Point

Mariner Point is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.

View all Mariner Point homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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