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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a golf course home in Jacksonville.

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Sold

Sold·Closed Jun 30, 2026·67 days on market·Recent sales in Jacksonville Beach

13810 Sutton Park Drive N 437

Jacksonville, FL 32224

$183,000sold priceListed at $203,900 · 89.7% of asking$151/sqftMLS# 2135605
2
Beds
2
Baths
1,212
Sq Ft
1997
Built
—
Garage
No
Pool
HOA $397/moCondominium1 story

About this home

Jacksonville

Seller will contribute to Buyer's Closing Costs with an acceptable offer. Top-Floor Condo with Golf Views | 8 Minutes to the Beach | Dual Master Suites Enjoy private, low-maintenance living in the gated community of The Grand Reserve, just minutes from the beach. This top-floor condo offers added privacy, higher ceilings, and peaceful views of a tree-lined backyard with glimpses of the golf course. Inside, the open-concept layout is designed for both comfort and flexibility. The spacious living and dining areas flow seamlessly into a bright bonus space which is perfect for a home office, reading nook, or relaxing retreat filled with afternoon sun. The well-appointed kitchen features a gas stove, a sought-after upgrade for everyday cooking. This home includes two true master suites, each with its own full bathroom and large walk-in closet, ideal for guests, roommates, or multi-generational living. A generously sized laundry room adds extra storage and convenience.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,014
Property taxesest. at asking price, Duval County$299
HOAbilled monthly$397
Estimated total, before insurance$1,709/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,087/yr · $91/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$183,000
$36,600
Loan Term
Monthly Payment
$1,014
Principal & Interest: $1,014
Property taxes (est.): $299
Insurance (est.): $122
Estimated Total Monthly
$1,434
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,748 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$182,000$53,027▼ $13,500
2024$195,500$50,826▲ $7,000
2023$188,500$47,890—
2022$169,500$45,039—
2021$129,500$42,271—
2020$120,500$40,998—

2024 property taxes (current owner): $1,087/yr

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $168/sq ft; this home is listed at $168/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13810 Sutton Park Drive N 723, Jacksonville, FL 32224Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$218,000$1802/21,212320.1
13810 Sutton Park Drive N 621, Jacksonville, FL 32224Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$240,000$1683/21,428560.1
13810 Sutton Park Drive 122, Jacksonville, FL 32224Listed by 1 REALTY CORPAug 2026$190,000$1572/21,2121100.1
13810 Sutton Park Drive N 828, Jacksonville, FL 32224Listed by CASTILLO REAL ESTATE JAXAug 2026$184,000$1622/21,1381020.1
13810 Sutton Park Drive N 1425, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$163,500$1851/1885360.1
13810 Sutton Park Drive N 932, Jacksonville, FL 32224Listed by COMPASS FLORIDA LLCJul 2026$190,000$1572/21,212390.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$203,900
Price / Sq Ft$168
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,212
Year Built1997
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryChets Creek
MiddleKernan

Community Information

Address13810 Sutton Park Drive N 437, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionThe Grand Reserve
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Parcel Number1677341535
ZoningCondominium

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Golf Course, Maintenance Grounds, Maintenance Structure, Management- On Site, Playground, Spa/Hot Tub, Tennis Court(s), Trash
Community FeaturesSidewalks, Gated
UtilitiesCable Available, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Gated, Guest
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Water Heater, Gas Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
Fireplace FeaturesOther
# of Stories1
LaundryIn Unit
Security24 Hour Security, Security Gate
Spa FeaturesCommunity

Exterior

Lot DescriptionOn Golf Course, Wooded
RoofShingle
ConstructionFiber Cement, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedMarch 19, 2026
Days on Market67
HOA Fees$397.02 / Monthly
HOA FrequencyMonthly
HOA NameVesta
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Sewer, Trash, Water
Tax Amount$1,087.08
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DAVIDSON REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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