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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Marsh Harbor, Ponte Vedra — a pool home in St. Johns County.

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Sold

Sold·Closed May 7, 2026·3 days on market·Recent sales in Marsh Harbor·Marsh Harbor

655 Preserve View

Ponte Vedra, FL 32081

$1,510,000sold priceListed at $1,550,000 · 97.4% of asking$373/sqftMLS# 2135484
5
Beds
5.5
Baths
4,048
Sq Ft
2005
Built
3
Garage
Yes
Pool

3 more homes for sale in Marsh Harbor →Search Marsh Harbor on the map

HOA $217/mo13,504 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Marsh Harbor

Tucked at the end of a quiet cul-de-sac and overlooking a peaceful preserve, this beautifully updated home offers both privacy and thoughtful design throughout, located in the desirable Marsh Harbor community. Real wood floors lead you through a well-planned layout featuring a front office, elegant formal dining and sitting room with custom wallpaper and a double-sided fireplace. The first floor guest suite is spacious with plantation shutters, a large walk-in closet, and full bath with direct access to the enclosed pool. The recently remodeled kitchen is finished with stunning Taj Mahal quartzite, sub-zero refrigerator, 6 gas burner Monogram cooktop with griddle, pot filler, instant hot, soft-close custom cabinetry with built-in organization and spice drawers, and designated wet bar and paneled ice maker.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,364
Property taxesest. at asking price, St. Johns County$2,009
HOAbilled quarterly$217
Estimated total, before insurance$10,590/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,196/yr · $600/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,510,000
$302,000
Loan Term
Monthly Payment
$8,364
Principal & Interest: $8,364
Property taxes (est.): $2,009
Insurance (est.): $1,007
Estimated Total Monthly
$11,380
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,763 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,196/yr

Estimated taxes if purchased at asking price: ~$24,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 19, 2026Listed$1,550,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $354/sq ft; this home is listed at $383/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
812 Harbor Preserve Court, Ponte Vedra, FL 32081Listed by RE/MAX SPECIALISTS PVSep 2026$1,268,000$3546/43,58480.4
146 Whistling Palm Court, Ponte Vedra, FL 32081Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$2,260,000$5854/5.53,860260.7
57 Bent Trail, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$1,570,200$3055/5.55,145740.7
618 Timber Pond Drive, Ponte Vedra Beach, FL 32082Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$995,000$2826/43,53410.8
177 Timbercreek Drive, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLCAug 2026$1,400,000$3805/5.53,68240.9
447 W Mill Chase Court, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTYJul 2026$1,050,000$3095/43,393400.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,550,000
Price / Sq Ft$383
Bedrooms5
Bathrooms5.50
Full Baths5
Half Baths1
Square Footage4,048
Acres0.31 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontYes

School Information

Community Information

Address655 Preserve View, Ponte Vedra, FL 32081
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionMarsh Harbor
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size13,503.6 sq ft
Parcel Number0680130120
ZoningResidential

Amenities

UtilitiesCable Connected
Water SourcePublic
ParkingGarage Door Opener
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesGuest Suite, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s), Wet Bar
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Freezer, Gas Cooktop, Ice Maker, Instant Hot Water, Microwave, Tankless Water Heater, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Wood
FireplaceYes
Fireplace FeaturesDouble Sided, Gas
# of Stories2
LevelsTwo
SecuritySecurity Gate
Spa FeaturesIn Ground

Exterior

FencingBack Yard
RoofShingle
Road FrontagePrivate Road

Additional Information

Date ListedMarch 19, 2026
Days on Market3
HOA Fees$650 / Quarterly
HOA FrequencyQuarterly
Tax Amount$7,195.69
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Marsh Harbor

Marsh Harbor is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Marsh Harbor homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines