This home is in Marsh Harbor, Ponte Vedra — a gated community home in St. Johns County.
Sold·Closed Oct 14, 2026·4 days on market·Recent sales in Marsh Harbor·Marsh Harbor
99 Estuary Cove
Ponte Vedra, FL 32081
2 more homes for sale in Marsh Harbor →Search Marsh Harbor on the map
About this home
Marsh Harbor
Brand-new construction in Marsh Harbor with stunning tidal creek, marsh and Intracoastal views! This thoughtfully designed Darrington floor plan offers 5 bedrooms, 5.5 baths, office, bonus room, private multi-generational suite and 3-car garage. The dramatic two-story great room features expansive windows capturing the views and opens to a covered lanai and spacious backyard with plenty of room for a pool. The first-floor primary suite showcases beautiful marsh and ICW views, tray ceiling, and spa-inspired bath with expansive shower. The gourmet kitchen features a large center island, butler's pantry and top-of-the-line JennAir appliances. A private multi-generational suite offers flexibility for guests or extended family. Upstairs features a large bonus room and 3 additional bedrooms. A rare opportunity for brand-new construction with incredible views on a half acre waterfront lot in Marsh Harbor, zoned for Ponte Vedra High School. Pool plan and cabana plan in place!
Next steps in Marsh Harbor
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (north)16 min drive · 70 parking spaces
Closest park or preserve
Nocatee Preserve10 min drive · 2,378 acres
Closest public boat ramp
Palm Valley Public Landingabout 0.8 mi · Tolomato River
Closest kayak & paddleboard launch
Nocatee Trail Paddlecraft Launch at Palm Valley Bridgeabout 0.8 mi · Intracoastal Waterway
Closest youth league fields
Davis Park9 min drive · Baseball, Football, Lacrosse, Softball, Soccer
Closest grocery store
Publix7 min drive · 3777 Palm Valley Rd, Ponte Vedra
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Oct 14, 2026Closed$2,495,000
- Sep 14, 2026Active Under Contract$2,495,000
- Sep 10, 2026Listed$2,495,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $354/sq ft; this home is listed at $505/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 106 Estuary Cv Cove, Ponte Vedra, FL 32081Listed by NON MLS (realMLS) | May 2026 | $2,523,056 | $503 | 5/5.5 | 5,020 | 0 | 0 |
| 812 Harbor Preserve Court, Ponte Vedra, FL 32081Listed by RE/MAX SPECIALISTS PV | Sep 2026 | $1,268,000 | $354 | 6/4 | 3,584 | 8 | 0.3 |
| 655 Preserve View, Ponte Vedra, FL 32081Listed by REAL BROKER LLC | May 2026 | $1,510,000 | $373 | 5/5.5 | 4,048 | 3 | 0.6 |
| 618 Timber Pond Drive, Ponte Vedra Beach, FL 32082Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jun 2026 | $995,000 | $282 | 6/4 | 3,534 | 1 | 1.1 |
| 57 Bent Trail, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jun 2026 | $1,570,200 | $305 | 5/5.5 | 5,145 | 74 | 1.2 |
| 117 Cross Branch Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $1,470,000 | $350 | 5/4.5 | 4,201 | 93 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Marsh Harbor
Marsh Harbor is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Marsh Harbor homes for sale →Keep looking
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Pending60 E Estuary CovePonte Vedra, FL 32081
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For Sale346 Tidal Vista WayPonte Vedra, FL 32081
5 bd · 5.5 ba · 4,603 sq ft
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines