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This home is in Pelican Reef, St. Augustine.

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Active·47 days on market·Pelican Reef

115 Spoonbill Point Court

St. Augustine, FL 32080

$879,000$334/sqftEst. $4,678/moMLS# 2147852
4
Beds
3
Baths
2,635
Sq Ft
2018
Built
3
Garage
No
Pool

About this home

Pelican Reef

A rare opportunity to own within PELICAN REEF, one of Anastasia Island's most exclusive GATED WATERFRONT communities. Perfectly positioned between the INTRACOASTAL WATERWAY and the OCEAN, residents enjoy access to a PRIVATE MARINA and community DOCK--an exceptionally rare amenity in NorthEast Florida. Minutes from the BEACH, historic DOWNTOWN, acclaimed dining, the Amphitheatre, and weekly farmers markets, this location offers the very best of COASTAL LIVING. This custom-built residence features 4 bedrooms, a private office, and an open-concept design ideal for both entertaining and everyday living. The luxurious primary suite offers a spa-inspired bath, dual vanities, oversized shower, and generous walk-in closets. Enjoy tranquil WATER VIEWS and expansive outdoor living space. Built on an engineered helical pile foundation at 10-Foot elevation. PRIME LOCATION

Cost to own

Mortgage calculator

$879,000
$175,800
Loan Term
Monthly Payment
$4,468
Principal & Interest: $4,468
Est. Taxes & Insurance: $1,117
Estimated Total Monthly
$5,585
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,678
Property taxesest. at asking price, St. Johns County$1,170
HOAbilled quarterly$160
Estimated total, before insurance$6,008/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$862,445$688,995
2024$828,805$668,870
2023$693,219$630,455
2022$660,636$610,636
2021$506,324$411,849
2020$461,483$461,483

Estimated taxes if purchased at asking price: ~$14,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 7, 2026Price change$879,000$56,000
  • May 30, 2026Listed$935,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$879,000
Price / Sq Ft$334
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,635
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleSpanish, Villa
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
Direction FacesSouthwest

School Information

ElementaryR. B. Hunt
MiddleSebastian
HighSt. Augustine

Community Information

Address115 Spoonbill Point Court, St. Augustine, FL 32080
Area323-Davis Shores
SubdivisionPelican Reef
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1585716070
ZoningResidential

Amenities

AmenitiesBoat Dock, Boat Slip, Gated, Maintenance Grounds, Marina, Park, RV/Boat Storage
UtilitiesCable Available, Cable Connected, Electricity Connected, Natural Gas Not Available, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener, On Street
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Guest Suite, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Home, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, Microwave, Refrigerator, Water Softener Owned
HeatingZoned
CoolingCentral Air, Multi Units
FlooringTile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Sink

Exterior

Exterior FeaturesBoat Lift, Boat Slip, Dock
Lot DescriptionMany Trees, Sprinklers In Front, Sprinklers In Rear
FencingInvisible
RoofTile
Road SurfacePaved

Additional Information

Date ListedMay 30, 2026
Days on Market47
HOA Fees$480 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesSecurity
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Pelican Reef

Pelican Reef is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32080.

View all Pelican Reef homes for sale →

Listing Courtesy of: LOKATION

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

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