This home is in Davis Shores, St. Augustine.

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Active

Active·79 days on market·Davis Shores

5 Solano Avenue

St. Augustine, FL 32080

$749,900$350/sqftEst. $3,991/moMLS# 2142398

Beds

Baths

2,142

Sq Ft

2020

Built

Garage

Pool

About this home

Davis Shores

Live just moments from the history, charm, and vibrant energy of Historic Old Town St. Augustine. Built in 2020 on an elevated stem wall foundation, this 4-bedroom, 2.5-bath home offers the perfect blend of modern construction and timeless coastal design--just a short walk to Historic Old Town St. Augustine, one of Florida's most iconic and charming destinations. Inside, the home is thoughtfully designed with high-end finishes throughout. The kitchen and baths feature quartz countertops, stainless steel appliances, and solid wood cabinetry with soft-close doors and drawers. The first floor showcases wood-plank ceramic tile, combining durability with a warm, coastal aesthetic. The primary suite is conveniently located on the main level, offering a private retreat with double vanity sinks, a spacious walk-in shower, and a large closet. Stylish barn doors add character to both the primary bath and laundry room. Additional interior upgrades include shiplap

Cost to own

Mortgage calculator

Home Price

$749,900

Down Payment: 20%

$149,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,812

Principal & Interest: $3,812

Est. Taxes & Insurance: $953

Estimated Total Monthly

$4,765

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,991

Property taxesest. at asking price, St. Johns County$998

Estimated total, before insurance$4,989/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$516,849	$371,655	—
2024	$507,297	$360,473	—
2023	$520,091	$348,517	—
2022	$453,815	$336,910	—
2021	$375,641	$325,641	—
2020	$85,500	$85,500	—

2025 property taxes (current owner): $7,628/yr

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,733 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 28, 2026Listed$749,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$749,900

Price / Sq Ft$350

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,142

Acres0.14 acres

Year Built2020

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryR. B. Hunt

MiddleSebastian

HighSt. Augustine

Community Information

Address5 Solano Avenue, St. Augustine, FL 32080

Area323-Davis Shores

SubdivisionDavis Shores

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32080

Lot Size6,098.4 sq ft

Parcel Number2208800030

Amenities

UtilitiesSewer Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener, Off Street

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Vinyl, Wood

FireplaceYes

Fireplace FeaturesOutside

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup