Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Davis Shores, St. Augustine — a home near St. Augustine High School.

1 / 40

Active

Active·Listed today·Davis Shores

36 Madeira Drive

St. Augustine, FL 32080

$625,000$276/sqftEst. $3,187/moMLS# 2157719

Beds

Baths

2,262

Sq Ft

1957

Built

—

Garage

Yes

Pool

About this home

Davis Shores

Welcome to island living at its best! Nestled beneath majestic live oaks on a spacious, fully fenced lot, this beautifully updated home offers the perfect blend of character, comfort, and outdoor living just minutes from the beach, downtown St. Augustine, and Anastasia State Park. Perfect for an owner occupant or investor, home is approved for short term rentals and AirBNB. Inside, you'll find an open-concept layout with hardwood floors, a stunning renovated kitchen featuring butcher block countertops, shaker cabinetry, designer tile backsplash, and a large breakfast bar overlooking the main living spaces. A spacious family room with a wood-burning fireplace, plus an additional flex room, provides plenty of space to relax or entertain. Other upgrades / updates include a new HVAC, Irrigation pump, water heater, refrigerator AND the entire exterior has been freshly painted. This home is truly ready for the next owner to jump right in!

Cost to own

Mortgage calculator

Home Price

$625,000

Down Payment: 20%

$125,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,187

Principal & Interest: $3,187

Property taxes (est.): $832

Insurance (est.): $417

Estimated Total Monthly

$4,435

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,187

Property taxesest. at asking price, St. Johns County$832

Estimated total, before insurance$4,018/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,663/yr · $222/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,663/yr

Estimated taxes if purchased at asking price: ~$10,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1957)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,613 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 30, 2026Listed$625,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$625,000

Price / Sq Ft$276

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,262

Acres0.30 acres

Year Built1957

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

Property ConditionUpdated/Remodeled

StatusActive

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontNo

School Information

ElementaryR. B. Hunt

MiddleSebastian

HighSt. Augustine

Community Information

Address36 Madeira Drive, St. Augustine, FL 32080

Area323-Davis Shores

SubdivisionDavis Shores

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32080

Lot Size13,068 sq ft

Parcel Number1596700000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected, Propane

SewerSeptic Tank

Water SourcePublic, Well

ParkingOff Street

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Gas Range, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringLaminate, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup