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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Orchard Park, St. Augustine — a home near Pedro Menendez High School.

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Pending

Pending·229 days on market·Orchard Park

21 Beach Palm Court

St. Augustine, FL 32086

$242,990$193/sqftEst. $1,335/mo mortgageMLS# 2134864
2
Beds
2.5
Baths
1,259
Sq Ft
2025
Built
1
Garage
No
Pool

9 more homes for sale in Orchard Park →Search Orchard Park on the map

HOA $197/moTownhouse2 storiesNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Orchard Park

This two-story townhome is READY for move-in! This beautiful, two-story home showcases an open floor plan with 9-ft. ceilings. The stylish kitchen boasts a breakfast bar, large pantry, Whirlpool® stainless steel appliances and Woodmont® 42-in. upper cabinets. Upstairs, the primary suite features a walk-in closet and connecting bath that offers quartz countertops and a walk-shower. Additional highlights include ENERGY STAR® certified lighting, Moen® faucets and Kohler® sinks. Outside, enjoy the convenience of low-maintenance landscaping. KB Home at Orchard Park provides maintenance free living with a tot lot, dog park low HOA and NO CDD FEES! Enjoy the proximity to Treaty Park and historic St. Augustine and its many activities! All closing costs paid including pre-paids when financing with KBHS pending fico verification. This home is open for self-touring 7 days a week from 7 AM - 9 PM.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,335
Property taxesest. at asking price, St. Johns County$323
HOAbilled monthly$197
Estimated total, before insurance$1,856/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$242,990
$48,598
Loan Term
Monthly Payment
$1,335
Principal & Interest: $1,335
Property taxes (est.): $323
Insurance (est.): $162
Estimated Total Monthly
$1,821
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,381 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$45,000$45,000—
2024$45,000$45,000—

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $200/sq ft; this home is listed at $193/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
29 Beach Palm Court, St. Augustine, FL 32086Listed by ROUND TABLE REALTYJul 2026$285,000$2103/2.51,354480
24 Beach Palm Court, St. Augustine, FL 32086Listed by ROUND TABLE REALTYJun 2026$261,990$2082/2.51,259740
158 Beach Palm Court, St. Augustine, FL 32086Listed by ROUND TABLE REALTYAug 2026$251,990$2002/2.51,2591270.1
204 Beach Palm Court, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEOct 2026$292,500$1873/21,567630.2
56 Silver Fern Drive, St. Augustine, FL 32086Listed by MARK SPAIN REAL ESTATEJun 2026$243,000$1493/2.51,633120.2
138 Mustard Hill Court, St. Augustine, FL 32086Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$225,000$1932/1.51,1681190.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$242,990
Price / Sq Ft$193
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,259
Year Built2025
TypeResidential
Sub-TypeTownhouse
StatusPending
# of Garages1
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

Community Information

Address21 Beach Palm Court, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionOrchard Park
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Parcel Number1358330090
ZoningResidential

Amenities

AmenitiesDog Park, Playground
UtilitiesCable Available, Electricity Available, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Disposal, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedMarch 13, 2026
Days on Market229
HOA Fees$196.83 / Monthly
HOA FrequencyMonthly
Tax Year2026
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: ROUND TABLE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Orchard Park

Orchard Park is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.

View all Orchard Park homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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