This home is in Orchard Park, St. Augustine — a waterfront home in St. Johns County.
Sold·Closed Sep 18, 2026·119 days on market·Recent sales in Orchard Park·Orchard Park
138 Mustard Hill Court
St. Augustine, FL 32086
10 more homes for sale in Orchard Park →Search Orchard Park on the map
About this home
Orchard Park
MOTIVATED SELLER! Don't miss this opportunity!! Welcome to this beautifully maintained 2-bedroom, 1.5-bath townhome located on one of the best lots in the desirable Orchard Park neighborhood. This home offers a rare combination of privacy and natural beauty, featuring a serene pond view in the backyard and mature trees in the front that create a peaceful, secluded setting. Inside, you'll find a clean, well-cared-for space filled with natural light--especially in the afternoons, when sunlight pours in to create a warm and inviting atmosphere. The thoughtful layout provides both comfort and functionality, perfect for everyday living or entertaining. Whether you're relaxing by the water, enjoying the quiet surroundings, or appreciating the pride of ownership throughout the home, this property truly stands out. Conveniently located to shopping, and just a short drive to the beach@ Priced to sell--don't miss this opportunity to own a move-in-ready home in a prime locatio
Next steps in Orchard Park
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,695 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
A Street ramp and lots22 min drive · 45 parking spaces
Closest park or preserve
Treaty Park1 min drive · 1.9 mi of trails
Closest public boat ramp
Moultrie Creek Boat Rampabout 3 mi · Moutrie Creek
Closest kayak & paddleboard launch
Vail Point Park – Paddlecraft Dockabout 3 mi · Moultrie Creek
Closest youth league fields
Treaty Park3 min drive · Basketball, Football, Lacrosse
Closest grocery store
Publix4 min drive · 250 Plaza Blvd, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $300,500 in August 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $213,263 | $133,757 | — |
| 2024 | $217,629 | $129,280 | — |
| 2023 | $203,548 | $124,058 | — |
| 2022 | $44,800 | $44,000 | — |
| 2021 | $40,000 | $40,000 | — |
Estimated taxes if purchased at asking price: ~$3,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 21, 2026Closed$229,900
- Aug 18, 2026Active Under Contract$229,900
- Aug 12, 2026Price change$229,900−$7,600
- Jul 16, 2026Price change$237,500−$2,500
- Apr 17, 2026Listed$240,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $208/sq ft; this home is listed at $197/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 29 Beach Palm Court, St. Augustine, FL 32086Listed by ROUND TABLE REALTY | Jul 2026 | $285,000 | $210 | 3/2.5 | 1,354 | 48 | 0.3 |
| 24 Beach Palm Court, St. Augustine, FL 32086Listed by ROUND TABLE REALTY | Jun 2026 | $261,990 | $208 | 2/2.5 | 1,259 | 74 | 0.3 |
| 158 Beach Palm Court, St. Augustine, FL 32086Listed by ROUND TABLE REALTY | Aug 2026 | $251,990 | $200 | 2/2.5 | 1,259 | 127 | 0.4 |
| 247 Ayamonte Road, St. Augustine, FL 32084Listed by D R HORTON REALTY INC | Oct 2026 | $270,990 | $207 | 3/2.5 | 1,308 | 51 | 0.7 |
| 263 Ayamonte Road, St. Augustine, FL 32084Listed by D R HORTON REALTY INC | Oct 2026 | $252,000 | $227 | 2/2.5 | 1,109 | 20 | 0.7 |
| 32 Montellano Road, St. Augustine, FL 32084Listed by D R HORTON REALTY INC | Sep 2026 | $220,000 | $198 | 2/2.5 | 1,109 | 198 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY
Sold by: MOMENTUM REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Orchard Park
Orchard Park is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.
View all Orchard Park homes for sale →Keep looking
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For Sale158 Silver Fern DriveSt. Augustine, FL 32086
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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