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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Orchard Park, St. Augustine — a home near Pedro Menendez High School.

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Sold

Sold·Closed Oct 7, 2026·63 days on market·Recent sales in Orchard Park·Orchard Park

204 Beach Palm Court

St. Augustine, FL 32086

$292,500sold priceListed at $299,900 · 97.5% of asking$187/sqftMLS# 2159740
3
Beds
2
Baths
1,567
Sq Ft
2025
Built
1
Garage
No
Pool

14 more homes for sale in Orchard Park →Search Orchard Park on the map

FEMA Zone XHOA $197/mo3,049 sqft lotTownhouse2 stories

About this home

Orchard Park

RARE AND ONE OF THE LAST OPPORTUNITIES FOR AN END-UNIT IN ORCHARD PARK! 2025 BUILD • 1,567 SQ FT • 3 BED • 2.5 BATH • 1-CAR GARAGE • EXTENSIVELY UPGRADED • PROTECTED NATIONAL FOREST ACROSS THE STREET • NO FUTURE BUILDING ACROSS FROM HOME. This beautifully upgraded 2025-built 3-bedroom, 2.5-bath, 1,567 sq. ft. end-unit townhome is a truly unique opportunity. KB Home has completed its end-unit construction in Orchard Park, making this a rare opportunity to own an end unit in the community. Even more special, this home is directly across from a protected National Forest area where no future residential development is permitted, providing a beautiful natural setting and added privacy that cannot be replicated with new construction. Why wait for something that isn't going to be built again? This home is already completed, extensively upgraded, and ready for its new owner.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,620
Property taxesest. at asking price, St. Johns County$389
HOAbilled monthly$197
Estimated total, before insurance$2,206/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$903/yr · $75/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$292,500
$58,500
Loan Term
Monthly Payment
$1,620
Principal & Interest: $1,620
Property taxes (est.): $389
Insurance (est.): $195
Estimated Total Monthly
$2,204
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,750 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $903/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 8, 2026Closed$299,900
  • Sep 3, 2026Active Under Contract$299,900
  • Aug 22, 2026Price change$299,900−$10,000
  • Aug 20, 2026Price change$309,900−$7,100
  • Aug 12, 2026Listed$317,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $191/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
158 Beach Palm Court, St. Augustine, FL 32086Listed by ROUND TABLE REALTYAug 2026$251,990$2002/2.51,2591270
238 Beach Palm Court, St. Augustine, FL 32086Listed by ROUND TABLE REALTYMar 2026$255,990$2032/2.51,25920
133 Beach Palm Court, St. Augustine, FL 32086Listed by ROUND TABLE REALTYJan 2026$242,000$1922/2.51,25960.1
29 Beach Palm Court, St. Augustine, FL 32086Listed by ROUND TABLE REALTYJul 2026$285,000$2103/2.51,354480.2
24 Beach Palm Court, St. Augustine, FL 32086Listed by ROUND TABLE REALTYJun 2026$261,990$2082/2.51,259740.2
52 Silver Fern Drive, St. Augustine, FL 32086Listed by SUPER SELLERAug 2026$299,500$1813/2.51,659390.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,900
Price / Sq Ft$191
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,567
Acres0.07 acres
Year Built2025
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address204 Beach Palm Court, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionOrchard Park
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size3,049.2 sq ft
Lot Dimensions30x102x30x102
Parcel Number1358330940

Amenities

AmenitiesDog Park, Playground
Community FeaturesSidewalks, Suburban, Street Lights
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Off Street

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Upper Level, Washer Hookup

Exterior

Patio / PorchPatio
FencingBack Yard, Privacy, Vinyl
RoofShingle
ConstructionComposition Siding, Frame

Additional Information

Date ListedAugust 12, 2026
Days on Market63
HOA Fees$197 / Monthly
HOA FrequencyMonthly
Tax Amount$902.5
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Orchard Park

Orchard Park is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.

View all Orchard Park homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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