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Pending

Pending·136 days on market

97500 Albatross Drive

Yulee, FL 32097

$335,000$129/sqftEst. $1,708/moMLS# 2134472

Beds

Baths

2,595

Sq Ft

2018

Built

Garage

Pool

About this home

Yulee

Priced to sell! Currently the only 5-bedroom 3-bath home available in Heron Isles! Built in 2018, this spacious 5-bedroom, 3-bathroom home offers bright, open living spaces designed for everyday living and entertaining. The open floor plan features expansive living areas and a well-appointed kitchen with stainless steel appliances, a large island, pantry, and abundant cabinet space. The primary suite includes a walk-in closet and private ensuite bath, while additional bedrooms provide flexibility for guests, a home office, gym, or playroom. Enjoy relaxing evenings on the patio overlooking the backyard. Aggressive pricing gives buyers room to personalize paint colors and finishes while benefiting from newer construction. Community sidewalks and parks add to the appeal. Conveniently located near shopping, dining, I-95, Fernandina Beach, and Jacksonville International Airport. Low HOA fees and great schools. Schedule your showing today!

Cost to own

Mortgage calculator

Home Price

$335,000

Down Payment: 20%

$67,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,708

Principal & Interest: $1,708

Property taxes (est.): $463

Insurance (est.): $223

Estimated Total Monthly

$2,394

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,708

Property taxesest. at asking price, Nassau County$462

HOAbilled annually$8

Estimated total, before insurance$2,179/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,200/yr · $350/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$368,469	$195,444	—
2024	$358,578	$189,228	—
2023	$366,981	$182,260	—
2022	$291,599	$175,495	—
2021	$238,478	$168,927	—
2020	$221,050	$165,904	—

2025 property taxes (current owner): $4,200/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.