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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Beachwalk, St. Johns — a gated community home in St. Johns County.

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Sold

Sold·Closed Jul 6, 2026·84 days on market·Recent sales in Beachwalk·Beachwalk

204 Waterline Drive

St. Johns, FL 32259

$755,000sold priceListed at $755,000 · 100% of asking$223/sqftMLS# 2133965
4
Beds
3
Baths
3,385
Sq Ft
2019
Built
2
Garage
No
Pool

32 more homes for sale in Beachwalk →Search Beachwalk on the map

FEMA Zone XHOA $227/mo0.41 acresSingle Family Residence2 stories

About this home

Beachwalk

HUGE PRICE REDUCTION!! Rare opportunity to own a custom home situated on a .41 acres lot with an enormous backyard. The open floor plan is highlighted by a gourmet kitchen with double ovens, gas range, abundant cabinetry, and generous counter space--perfect for entertaining or everyday living. The oversized backyard provides exceptional space rarely found in the neighborhood and is ideal for a future pool, outdoor kitchen, or expansive play area. This beautiful home features no carpet and has custom wood shelving throughout. A paver driveway enhances the home's curb appeal and welcoming entry. Beachwalk residents enjoy true resort-style living with access to the spectacular 14-acre crystal lagoon, white sand beaches, kayaking, paddle boarding, swim-up bar, waterfront dining, fitness center, tennis courts, and year-round events. Located near top-rated St. Johns County schools, shopping, and dining

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,182
Property taxesest. at asking price, St. Johns County$1,005
HOAbilled quarterly$227
Estimated total, before insurance$5,413/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,146/yr · $929/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$755,000
$151,000
Loan Term
Monthly Payment
$4,182
Principal & Interest: $4,182
Property taxes (est.): $1,005
Insurance (est.): $503
Estimated Total Monthly
$5,690
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,759 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$667,789$454,264—
2024$665,944$440,754—
2023$607,996$426,460—
2022$620,113$412,583—
2021$506,739$399,110—
2020$420,415$420,415—

2025 property taxes (current owner): $11,146/yr

Estimated taxes if purchased at asking price: ~$12,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 7, 2026Closed$755,000
  • Mar 9, 2026Listed$755,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $289/sq ft; this home is listed at $223/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
76 Tahiti Cove, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$810,000$2394/33,385880.1
264 Topside Drive, St. Johns, FL 32259Listed by WATSON REALTY CORPOct 2026$940,000$2974/33,161180.4
419 Rum Runner Way, St. Johns, FL 32259Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$527,500$2114/32,5032990.5
306 Tortola Way, St. Johns, FL 32259Listed by ROUND TABLE REALTYAug 2026$977,750$3094/33,161810.6
53 Lumen Court, St. Augustine, FL 32095Listed by COLDWELL BANKER ANABASIS REALTYOct 2026$750,000$2264/43,315680.7
179 Fresnel Lane, St. Augustine, FL 32095Listed by MOMENTUM REALTYAug 2026$965,000$2895/4.53,34180.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$755,000
Price / Sq Ft$223
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,385
Acres0.41 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

Community Information

Address204 Waterline Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionBeachwalk
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size17,859.6 sq ft
Parcel Number0237180870

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Park, Playground, Tennis Court(s), Trash
Community FeaturesSidewalks, Restaurant, Gated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs
AppliancesDouble Oven, Gas Cooktop, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories2
LevelsTwo
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered
FencingBack Yard
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedMarch 9, 2026
Days on Market84
HOA Fees$679.86 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds
Tax Amount$11,146.27
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BLACKSTONE REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Beachwalk

Beachwalk is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Beachwalk homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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