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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Beachwalk, St. Johns — a waterfront home in St. Johns County.

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Active

Active·297 days on market·Beachwalk

560 Rum Runner Way

St. Johns, FL 32259

$749,900$300/sqftEst. $4,154/moMLS# 2122326
4
Beds
3
Baths
2,503
Sq Ft
2022
Built
2
Garage
No
Pool

29 more homes for sale in Beachwalk →Search Beachwalk on the map

FEMA Zone XHOA $390/mo6,970 sqft lotWaterfrontSingle Family Residence2 stories

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About this home

Beachwalk

CDD BOND PD IN FULL. Home has whole house generator. Live the ultimate resort lifestyle in this coastal-inspired luxury home located in Beachwalk, home to the spectacular 14-acre Crystal Lagoon. Offering over $100,000 in upgrades, this exceptional home features a chef's kitchen w/ an expansive island, upgraded appliances, and an inviting eat-in area. Open-concept living showcases a spacious family room with an electric fireplace and custom shiplap surround, flowing seamlessly to a screened patio & fenced backyard. Entertain under the lighted pergola, unwind in the hot tub, and enjoy stunning landscape lighting. The 1st floor offers a private bedroom w/ full bath, while upstairs includes a generous loft, 3 additional bedrooms, and a luxurious owner's suite w/ large walk-in closet & screened balcony overlooking tranquil pond. The spa-inspired bath features an oversized shower & dual vanity. Elegant tile & wood flooring enhance the home throughout. Raised garden boxes for the gardener.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,154
Property taxesest. at asking price, St. Johns County$998
HOAbilled monthly$390
Estimated total, before insurance$5,541/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$749,900
$149,980
Loan Term
Monthly Payment
$4,154
Principal & Interest: $4,154
Property taxes (est.): $998
Insurance (est.): $500
Estimated Total Monthly
$5,651
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,723 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $650,100 in December 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$539,939$392,174—
2024$561,382$380,414—
2023$498,550$498,550—
2022$134,400$132,000—
2021$120,000$120,000—
2020$110,000$110,000—

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Dec 22, 2025Listed$749,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $241/sq ft; this home is listed at $300/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
72 Clifton Bay Loop, St. Johns, FL 32259Listed by LOKATIONAug 2026$395,000$2084/2.51,8951440.2
63 Caribbean Place, St. Johns, FL 32259Listed by BLUEFIN REAL ESTATE GROUPOct 2026$615,000$2414/32,555530.3
248 Clifton Bay, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLCSep 2026$420,000$2163/2.51,9431190.3
211 Clifton Bay, St. Johns, FL 32259Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$400,000$1783/2.52,2531020.3
264 Topside Drive, St. Johns, FL 32259Listed by WATSON REALTY CORPOct 2026$940,000$2974/33,161180.9
100 Leclerc Court, St. Augustine, FL 32095Listed by CASTILLO REAL ESTATE JAXSep 2026$490,000$2504/21,963871.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$749,900
Price / Sq Ft$300
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,503
Acres0.16 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional, Villa
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

Zoned elementaryLakeside Academy
Zoned middleLakeside Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryLakeside Academy
Reported middleLakeside Academy
Reported highBeachside
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address560 Rum Runner Way, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionBeachwalk
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size6,969.6 sq ft
Parcel Number0237170930
ZoningSingle Family

Amenities

AmenitiesBeach Access, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Security, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Restaurant, Gated, Curbs
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Upper Level
SecuritySecurity Gate, Smoke Detector(s)
Spa FeaturesAbove Ground

Exterior

Exterior FeaturesBalcony, Outdoor Kitchen
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Screened
FencingFenced, Back Yard
RoofMetal
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedDecember 22, 2025
Days on Market280
HOA Fees$389.67 / Monthly
HOA FrequencyMonthly
HOA NameTPAM
HOA Fee IncludesInsurance, Maintenance Grounds, Pest Control, Security
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Beachwalk

Beachwalk is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Beachwalk homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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