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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed May 22, 2026·13 days on market·Recent sales in Mandarin

2553 Spreading Oaks Lane

Jacksonville, FL 32223

$1,075,000sold priceListed at $1,150,000 · 93.5% of asking$310/sqftMLS# 2133759
4
Beds
4.5
Baths
3,470
Sq Ft
1993
Built
2
Garage
Yes
Pool
No HOA0.48 acresSingle Family Residence1 story

About this home

Jacksonville

Immaculate all-brick executive home on a quiet cul-de-sac off Scott Mill. This 4-BD, 4.5-bath residence offers 3,470 sq. ft. of refined living space, blending timeless craftsmanship with modern upgrades. A circular driveway welcomes you to this elegant home featuring Turkish marble flooring throughout, a gourmet kitchen with 42'' raised panel cabinetry, quartz countertops & backsplash. Propane gas for the cooktop, fireplace, firepit, hot tub, & grill. The owner's suite includes a spacious sitting area & an exquisite custom closet. The covered lanai overlooks an enormous backyard lined with Viburnum for privacy & a saltwater pool with hot tub. Additional highlights include two AC units (3 of 4 components recently replaced), ozone water treatment system, 7-zone irrigation, two portable generators wired to the panel, electric car charger, water softener, & large attic storage above the 2-car garage. This truly offers luxury, privacy, & thoughtful design. Acc.show, POF/aproval letter rqd.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,954
Property taxesest. at asking price, Duval County$1,755
Estimated total, before insurance$7,710/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,780/yr · $898/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,075,000
$215,000
Loan Term
Monthly Payment
$5,954
Principal & Interest: $5,954
Property taxes (est.): $1,755
Insurance (est.): $717
Estimated Total Monthly
$8,426
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1993)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,734 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $10,780/yr

Estimated taxes if purchased at asking price: ~$21,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $258/sq ft; this home is listed at $331/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2587 Spreading Oaks Lane, Jacksonville, FL 32223Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$663,000$2254/32,945110.1
10440 Sylvan Lane W, Jacksonville, FL 32257Listed by MOMENTUM REALTYOct 2026$1,140,000$2764/3.54,1361140.5
2718 Claire Lane, Jacksonville, FL 32223Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$980,000$2894/43,38830.6
2818 Claire Lane, Jacksonville, FL 32223Listed by WATSON REALTY CORPMay 2026$524,480$1824/3.52,876130.7
11135 Scott Mill Road, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$860,000$2584/2.53,32710.8
2835 Ridgefield Court, Jacksonville, FL 32257Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$740,000$2294/2.53,238120.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,150,000
Price / Sq Ft$331
Bedrooms4
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,470
Acres0.48 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Salt Water
Is WaterfrontNo

Community Information

Address2553 Spreading Oaks Lane, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionSpreading Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size20,908.8 sq ft
Parcel Number1588040115

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCircular Driveway, Electric Vehicle Charging Station(s), Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air
FlooringMarble
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
SecuritySecurity System Owned

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCul-De-Sac, Dead End Street, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
FencingFenced, Back Yard, Wood
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 17, 2026
Days on Market13
Tax Amount$10,779.87
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Sold by: COMPASS FLORIDA LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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