This home is in Deerwood, Jacksonville.

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Active Under Contract

Active Under Contract·35 days on market·Deerwood

8227 Mar Del Plata Street E

Jacksonville, FL 32256

$1,075,000$209/sqftEst. $5,722/moMLS# 2140553

Beds

Baths

5,140

Sq Ft

1984

Built

Garage

Pool

About this home

Deerwood

Experience refined lakefront living in Deerwood Golf & Country Club, a premier golf community offering exceptional amenities and an unmatched lifestyle. This elegant two-story 4-bedroom, 4.5-bath home showcases beautiful water views with desirable eastern rear exposure, filling the home with natural morning light. A grand staircase enhances the open floor plan while creating a graceful separation between living and private spaces. The spacious upstairs primary suite serves as a peaceful retreat overlooking the lake. Designed for both everyday living and entertaining, the chef's kitchen features premium appliances, generous counter space, and a large center island. Recent upgrades provide peace of mind, including a BRAND NEW ROOF, two new A/C units (March 2025), a third A/C unit (February 2023), and a water heater (December 2025), plus an equity golf membership is included.

Cost to own

Mortgage calculator

Home Price

$1,075,000

Down Payment: 20%

$215,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$5,430

Principal & Interest: $5,430

Est. Taxes & Insurance: $1,358

Estimated Total Monthly

$6,788

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$5,722

Property taxesest. at asking price, Duval County$1,755

HOAbilled annually$254

Estimated total, before insurance$7,731/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$884,103	$445,935	▲ $69,764
2024	$817,248	$432,660	▲ $49,863
2023	$897,271	$418,602	▲ $175,038
2022	$701,770	$404,954	▲ $25,303
2021	$577,475	$391,703	▲ $20,107
2020	$542,727	$385,605	—

2025 property taxes (current owner): $8,462/yr

Estimated taxes if purchased at asking price: ~$21,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,715 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jun 10, 2026Listed$1,075,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,075,000

Price / Sq Ft$209

Bedrooms4

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage5,140

Acres0.51 acres

Year Built1984

TypeResidential

Sub-TypeSingle Family Residence

StyleSpanish

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

MiddleSelect One

Community Information

Address8227 Mar Del Plata Street E, Jacksonville, FL 32256

Area024-Baymeadows/Deerwood

SubdivisionDeerwood

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size22,215.6 sq ft

Parcel Number1486313260

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Golf Course, Pickleball, Playground, Spa/Hot Tub, Tennis Court(s)

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Circular Driveway, Garage, Garage Door Opener

ViewLake

Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Oven, Electric Water Heater, Induction Cooktop, Microwave, Refrigerator, Washer, Wine Cooler

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories2

LevelsTwo

LaundryLower Level

SecurityGated with Guard, Security Gate