This home is in St. Augustine — a pool home in St. Johns County.
Sold·Closed May 1, 2026·12 days on market·Recent sales in St. Augustine
609 Twenty Second Street
St. Augustine, FL 32084
About this home
St. Augustine
***Open House Saturday 3/14, 12-3pm***NEW CONSTRUCTION POOL HOME WITH NO HOA! Secure your coastal retreat today and take advantage of $20k builder credit toward closing costs or a rate buy-down. Priced to sell! This 1800 sqft home features 4 bedrooms and 3.5 bathrooms, LVP flooring throughout, one-car garage, designed for a private getaway or a high-yield income property. Just a short walk to the beach, the home boasts a private saltwater pool, durable Hardie siding, and impact-resistant windows for ultimate peace of mind. Located minutes from the dining and historic charm of St. Augustine, this prime location offers the best of Florida living with zero HOA restrictions. 2-10 Builders Home Warranty included with purchase. Whether you are looking for an investment opportunity or your own seaside sanctuary, this home delivers unmatched value and quality.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,833 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $850,000 in December 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $580,000 | $580,000 | — |
| 2024 | $790,956 | $790,956 | — |
| 2023 | $804,862 | $548,822 | — |
| 2022 | $706,909 | $498,929 | — |
| 2021 | $453,572 | $453,572 | — |
| 2020 | $451,461 | $451,461 | ▼ $35,108 |
Estimated taxes if purchased at asking price: ~$17,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $360/sq ft; this home is listed at $611/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 349 Village Drive, St. Augustine, FL 32084Listed by RE/MAX UNLIMITED | Jun 2026 | $420,000 | $248 | 3/2 | 1,693 | 36 | 0.1 |
| 511 Twenty-First Street, St. Augustine, FL 32084Listed by NEXTHOME NEW BEGINNINGS | Jun 2026 | $820,000 | $376 | 3/2.5 | 2,183 | 9 | 0.1 |
| 360 Village Drive, St. Augustine, FL 32084Listed by RE/MAX UNLIMITED | Jun 2026 | $739,000 | $352 | 3/2 | 2,097 | 148 | 0.2 |
| 225 Twentieth Street, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $862,500 | $453 | 4/2 | 1,903 | 87 | 0.3 |
| 301 Twenty-Second Street, St. Augustine, FL 32084Listed by DEKAY COASTAL PROPERTIES | Aug 2026 | $685,000 | $317 | 3/2 | 2,158 | 84 | 0.3 |
| 408 Nineteenth Street, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2025 | $650,000 | $360 | 3/2 | 1,804 | 111 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LINWARD REALTY, LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on May 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines