This home is in Vilano Beach, St. Augustine — a pool home in St. Johns County.
Active·48 days on market·Vilano Beach
404 Seventeenth Street
St. Augustine, FL 32084
18 more homes for sale in Vilano Beach →Search Vilano Beach on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Vilano Beach
Live the North Beach lifestyle in St. Augustine! Just 2 blks from the beach and 2 blks from the Intracoastal, this 3BR/2BA pool home offers the perfect blend of coastal living, privacy and convenience. Set on a beautifully landscaped corner lot, the 1,734 SF home features an inviting open floor plan with tile flooring throughout and fresh interior paint. The kitchen offers quartz countertops, an island, shaker-style cabinets, stainless appliances, gas range and canned lighting. Step outside to your private, fully-fenced backyard retreat featuring a screened sparkling heated pool with automatic chlorinator and covered patio area--perfect for year-round Florida living and entertaining. Built in 1979 and thoughtfully updated, this home combines established neighborhood charm with today's comfortable style. Just 2 miles to the Vilano Beach Town Center and approximately 5 miles to historic downtown St. Augustine. Beach, boating, pool and downtown---it's all within easy reach! Call now!
Next steps in Vilano Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1979)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer, Septic Tank”, while Florida DOH records suggest central sewer. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water per the county inventory.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,798 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard and pool on the north side. Today at this address: sunrise 7:28 AM, sunset 6:54 PM.
- A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $8,469/yr
Estimated taxes if purchased at asking price: ~$13,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 28, 2026Listed$849,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $406/sq ft; this home is listed at $490/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 404 Fourteenth Street, St. Augustine, FL 32084Listed by THE NEWCOMER GROUP | Sep 2026 | $712,500 | $406 | 3/2.5 | 1,753 | 134 | 0.1 |
| 408 Nineteenth Street, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2025 | $650,000 | $360 | 3/2 | 1,804 | 111 | 0.1 |
| 225 Twentieth Street, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $862,500 | $453 | 4/2 | 1,903 | 87 | 0.2 |
| 501 Twenty-First Street, St. Augustine, FL 32084Listed by MAXREV, LLC | Jul 2026 | $520,000 | $419 | 3/2 | 1,240 | 54 | 0.2 |
| 301 Twenty-Second Street, St. Augustine, FL 32084Listed by DEKAY COASTAL PROPERTIES | Aug 2026 | $685,000 | $317 | 3/2 | 2,158 | 84 | 0.3 |
| 511 Twenty-First Street, St. Augustine, FL 32084Listed by NEXTHOME NEW BEGINNINGS | Jun 2026 | $820,000 | $376 | 3/2.5 | 2,183 | 9 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX UNLIMITED
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Vilano Beach
Vilano Beach is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.
View all Vilano Beach homes for sale →Keep looking
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines