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This home is in Villages Of Vilano, St. Augustine.

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Pending

Pending·196 days on market·Villages Of Vilano

360 Village Drive

St. Augustine, FL 32084

$745,000$355/sqftEst. $3,965/moMLS# 2122626
3
Beds
2
Baths
2,097
Sq Ft
1994
Built
2
Garage
No
Pool

About this home

Villages Of Vilano

GORGEOUS HOME WITH PRIVATE BEACH & RIVER ACCESS. Lease Purchase & Lease available. Beautiful & Completely Upgraded 3/2/2 plus office home with no expenses spared, & walking distance to the Beach & Community Boat Ramp down the street! This home offers An Outstanding Gourmet Chef's Kitchen with High End Finishes which include 42'' Cabinets, with upper Cabinets & Crown Moldings, Quarts Counter Tops, Dove Tail Drawers, Soft Close, Pull Outs, Loads of Drawers, & Kitchen Aid Appliances, Tile Floors throughout, Fireplace with Quartzite Tiles, 13' Ceilings to Point in Main Living Areas, and 12' to Point in Primary Bedroom. Spectacular Views from large screen lanai of the Marsh, Intercoastal & Downtown St. Augustine. Roof less than 2 years old, Newer A/C & Hot Water Heater, Great Storage, heated floors in the main Bathroom, Touchless Kitchen Faucet, 2 Primary Suites. Garage Attic has lots of storage. Indoor & Outdoor Pools, Spa, Tennis & Pickle Ball Courts...

Cost to own

Mortgage calculator

$745,000
$149,000
Loan Term
Monthly Payment
$3,787
Principal & Interest: $3,787
Est. Taxes & Insurance: $947
Estimated Total Monthly
$4,733
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,965
Property taxesest. at asking price, St. Johns County$991
HOAbilled monthly$369
Estimated total, before insurance$5,326/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $673,500 in March 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$522,956$522,956
2024$525,771$470,771
2023$531,506$228,070
2022$409,668$219,971
2021$276,979$212,108
2020$279,383$208,489

2025 property taxes (current owner): $7,407/yr

Estimated taxes if purchased at asking price: ~$11,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,682 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$745,000
Price / Sq Ft$355
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,097
Acres0.15 acres
Year Built1994
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

ElementaryKetterlinus
MiddleSebastian
HighSt. Augustine

Community Information

Address360 Village Drive, St. Augustine, FL 32084
Area266-Vilano Beach
SubdivisionVillages Of Vilano
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size6,534 sq ft
Parcel Number1423731050

Amenities

AmenitiesBeach Access, Boat Dock, Boat Launch, Boat Slip, Clubhouse, Fitness Center, Gated, Laundry, Maintenance Grounds, RV/Boat Storage, Sauna, Spa/Hot Tub, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener
ViewRiver

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Split Bedrooms
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Induction Cooktop, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
SecurityGated with Guard, Smoke Detector(s)

Exterior

FencingFenced
RoofShingle

Additional Information

Date ListedJanuary 1, 2026
Days on Market148
HOA Fees$369 / Monthly
HOA FrequencyMonthly
Tax Amount$7,407.09
Tax Year2025
Listing TermsCash, Conventional, FHA, Lease Purchase
55+ CommunityNo
New ConstructionNo

The neighborhood

About Villages Of Vilano

Villages Of Vilano is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32084.

View all Villages Of Vilano homes for sale →

Listing Courtesy of: RE/MAX UNLIMITED

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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