This home is in St. Augustine — a pool home in St. Johns County.
Sold·Closed Jun 12, 2026·9 days on market·Recent sales in St. Augustine
511 Twenty-First Street
St. Augustine, FL 32084
About this home
St. Augustine
Welcome to an exceptional opportunity in one of St Augustine's most sought-after areas. Perfectly positioned just minutes from historic downtown, pristine beaches, and vibrant local dining, this residence offers the ideal balance of timeless charm and everyday convenience. Thoughtfully situated in a well-established neighborhood, this home invites you to experience the relaxed elegance of Florida living. Whether enjoying quiet mornings at home or effortless access to the cultural heart of Saint Augustine, every day feels like a retreat. The property's location provides seamless connectivity to coastal lifestyles, local attractions, and major roadways--making it well suited for a primary residence, second home, or investment opportunity. Surrounded by history, yet close to modern amenities, this home captures the essence of refined living in America's oldest city. An inviting setting where character, comfort, and location converge.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1993)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,820 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $619,064 | $298,278 | — |
| 2024 | $586,132 | $289,164 | — |
| 2023 | $555,149 | $279,285 | — |
| 2022 | $486,861 | $269,694 | — |
| 2021 | $360,821 | $260,383 | — |
| 2020 | $341,645 | $256,098 | — |
2025 property taxes (current owner): $4,530/yr
Estimated taxes if purchased at asking price: ~$13,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 17, 2026Closed$825,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $323/sq ft; this home is listed at $378/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 502 Twenty-First Street, St. Augustine, FL 32084Listed by COMPASS FLORIDA LLC | Jun 2026 | $820,000 | $323 | 5/3.5 | 2,542 | 31 | 0 |
| 225 Twentieth Street, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $862,500 | $453 | 4/2 | 1,903 | 87 | 0.2 |
| 301 Twenty-Second Street, St. Augustine, FL 32084Listed by DEKAY COASTAL PROPERTIES | Aug 2026 | $685,000 | $317 | 3/2 | 2,158 | 84 | 0.2 |
| 349 Village Drive, St. Augustine, FL 32084Listed by RE/MAX UNLIMITED | Jun 2026 | $420,000 | $248 | 3/2 | 1,693 | 36 | 0.2 |
| 360 Village Drive, St. Augustine, FL 32084Listed by RE/MAX UNLIMITED | Jun 2026 | $739,000 | $352 | 3/2 | 2,097 | 148 | 0.2 |
| 107 Hammock Circle, St. Augustine, FL 32084Listed by EXP REALTY LLC | Jun 2026 | $585,000 | $249 | 3/2 | 2,349 | 208 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: NEXTHOME NEW BEGINNINGS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines